Sebastian Melluzzo was named senior vice president, commercial banking credit services, for Citizens Federal Bank, principal subsidiary of Citfed Bancorp, Dayton, Ohio.

He will be responsible for commercial credit services in greater Dayton as well as in neighboring Butler and Greene counties, where Citizens Federal acquired branches this year through merger and acquisition.

Mr. Melluzzo has nearly 20 years of banking experience in Ohio's Miami Valley. He was president of Society Bank's Dayton district from 1989 to 1994. He began his career in 1977 with Third National Bank, which merged with Society in 1983. His background includes commercial and retail banking, and investment services.

Citfed also named Nancy Hussong as senior vice president, retail banking operations.

Ms. Hussong comes to Citizens Federal from Society Bank in Dayton, where she had been a vice president and sales manager since 1989.

She will oversee the operation of Citizens Federal's 33-branch retail network in Southwest Ohio.

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