for a committee of the Mortgage Bankers Association of America, not for his company, in remarks reported in an Oct. 18 article. Mr. Dallas is chief executive of First Franklin and chairman of the trade group's Freddie Mac liaison committee. In the article, "Freddie Mac's Use of Credit Scoring Beginning to Raise Lenders' Hackles," he spoke of concerns that credit scoring might be inherently discriminatory. However, Mr. Dallas says, First Franklin itself supports credit scoring.

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