The National Automated Clearing House Association of Herndon, Va., holding its annual conference this week in Orlando, is celebrating its 20th anniversary. To look back and look ahead, American Banker writers Jeffrey Kutler and Barton Crockett recently interviewed Elliott C. McEntee, president and chief executive of the association, and Sam S. Cerverizzo, the group's board chairman and senior vice president of Chemical Bank, New York.

Mr. McEntee began to conversation with a current assessment of the ACH network, and Mr. Cerverizzo discussed the association's strategic plan. Excerpts follow.

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