consumer payment technology in more than a decade. This is a debate about the check, but not the check that's worth money -- it's about the voided check.

Americans, like no other consumers in the world, love their checks. True, growth in check volume has slowed in recent years, but it's still growing. Nothing, it seems, can motivate the public to give up their checks -- so technology has to change to make checks more efficient and bring them into the 21st century.

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