Comptroller of the Currency Eugene A. Ludwig's presence at a White House "coffee" hosted by President Clinton for the chief executives of major banks has attracted a lot of attention. Critics believe it was inappropriate for a bank regulator to attend a meeting with bankers at which officials of the Democratic National Committee were present.

In addition to being a decent human being, Gene Ludwig is a very good comptroller of the currency. He's taken a number of initiatives to promote competition and strengthen the banking industry.

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