COMMERCIAL BANKS — 1-YEAR PROFITABILITY RANKING

 
 U.S. BANKER RANKINGS       
The First One Hundred Largest Community Banks — Fiscal Year 2000
Profitability Ranking Based on ROAE and Growth in Per-Share EarningsAssets: $2.023 Bil. to $1.091 Bil.
As of Dec. 31, 2000, except where otherwise noted.

1-Yr   1-Yr 1-Yr 1-Yr EPS 1-Yr EPS TOTAL
Rank Company ROAE ROAE Growth Growth SCORE
  (%) RANK (%) RANK  
1 GBC Bancorp, Los Angeles 24.80 1 37.55 6 7
2 Southside Bancshares, Tyler, TX 23.13 2 24.00 11 13
3 Midwest Banc Holdings, Melrose Park, IL 20.57 4 26.17 10 14
4 Independent Bank, Ionia, MI 16.59 16 134.72 2 18
5 Great Southern Bancorp, Springfield, MO 22.36 3 20.45 16 19
6 Sterling Bancshares, Houston 18.08 9 23.46 13 22
7 U.S.B. Holding Co., Orangeburg, NY 18.94 7 19.79 17 24
8 Mid-State Bancshares, Arroyo Grande, CA 16.44 19 23.71 12 31
9 Community Bank System, DeWitt, NY 17.56 11 17.77 21 32
10 Hudson Valley Holding Corp., Yonkers, NY 18.61 8 13.95 27 35
11 Tompkins Trustco, Ithaca, NY 17.09 12 15.57 24 36
12 Frontier Financial Corp., Everett, WA 20.16 5 10.96 35 40
13 VIB Corp., El Centro, CA 13.65 38 44.90 4 42
14 First Busey Corp, Urbana, IL 16.56 18 14.44 25 43
15 Capitol Bancorp Ltd., Lansing, MI 13.78 36 36.14 7 43
16 Southwest Bancorp, Stillwater, OK 14.89 29 20.55 15 44
17 MBT Financial Corp., Monroe, MI 14.42 32 23.26 14 46
18 F&M Bancorp, Frederick, MD 12.98 44 48.31 3 47
19 Washington Trust Bancorp, Westerly, RI 16.14 21 13.54 28 49
20 CPB Inc., Honolulu 13.55 40 27.38 9 49
21 Allegiant Bancorp, St. Louis 13.21 41 30.12 8 49
22 Sterling Bancorp, New York 15.39 27 16.00 23 50
23 CCBT Financial Cos., South Yarmouth, MA 19.32 6 8.11 46 52
24 Lakeland Financial Corp., Warsaw, IN 16.39 20 11.89 32 52
25 Univest Corp. of Pennsylvania, Souderton, PA 16.14 22 13.04 30 52
26 Community Banks, Millersburg, PA 16.84 13 10.39 42 55
27 Mississippi Valley Bancshares, St. Louis 18.07 10 6.67 49 59
28 IBERIABANK Corp., New Iberia, LA 10.75 54 38.56 5 59
29 CB Bancshares, Honolulu 9.50 59 3766.67 1 60
30 Sandy Spring Bancorp, Olney, MD 16.79 14 7.69 47 61
31 Capital City Bank Group, Tallahassee, FL 12.99 43 18.67 19 62
32 Yardville National Bancorp, Hamilton, NJ 15.64 24 10.53 39 63
33 BancFirst Ohio Corp., Zanesville, OH 15.42 25 10.67 38 63
34 Indiana United Bancorp, Greensburg, IN 13.76 37 14.29 26 63
35 First Financial Bankshares, Abilene, TX 15.39 26 10.51 40 66
36 Peoples Bancorp, Marietta, OH 14.92 28 10.46 41 69
37 First Merchants Corp., Muncie, IN 14.10 33 10.76 36 69
38 Harleysville National Corp., Harleysville, PA 16.57 17 2.60 54 71
39 Commercial Bank of New York 11.13 53 19.23 18 71
40 Financial Institutions, Warsaw, NY 14.72 30 9.42 43 73
41 Old Second Bancorp, Aurora, IL 12.71 45 12.25 31 76
42 Heartland Financial USA, Dubuque, IA 10.69 55 16.67 22 77
43 First Community Bancshares, Bluefield, VA 15.70 23 1.56 55 78
44 Oriental Financial Group, Rio Piedras, PR** 16.71 15 -32.12 64 79
45 MB Financial, Chicago 13.86 35 8.61 44 79
46 Century South Banks, Alpharetta, GA 11.78 46 11.21 33 79
47 National City Bancorp., Minneapolis 11.62 48 11.05 34 82
48 First National Bank, Anchorage 8.38 63 17.90 20 83
49 First Oak Brook Bancshares, Oak Brook, IL 13.58 39 8.28 45 84
50 Seacoast Banking Corp. of Florida, Stuart, FL 14.09 34 4.58 52 86
51 Banner Corp., Walla Walla, WA 9.96 57 13.48 29 86
52 Simmons First National Corp., Pine Bluff, AR 11.33 50 10.73 37 87
53 Independent Bank Corp., Rockland, MA 14.58 31 -10.92 59 90
54 Republic Bancorp, Louisville, KY 11.77 47 7.04 48 95
55 Sterling Financial Corp., Lancaster, PA 12.99 42 -7.69 57 99
56 Farmers Capital Bank Corp., Frankfort, KY 11.61 49 5.91 51 100
57 Chemical Financial Corp., Midland, MI 11.25 51 6.19 50 101
58 Omega Financial Corp., State College, PA 11.18 52 1.08 56 108
59 Main Street Trust, Champaign, IL 10.03 56 2.78 53 109
60 West Coast Bancorp, Lake Oswego, OR 9.86 58 -31.00 63 121
61 Peoples Holding Co., Tupelo, MS 9.49 60 -23.11 62 122
62 Columbia Banking System, Tacoma, WA 9.36 61 -14.29 61 122
63 Sun Bancorp, Vineland, NJ 8.85 62 -11.88 60 122
64 Patriot Bank Corp., Pottstown, PA 3.95 65 -8.11 58 123
65 Second Bancorp, Warren, OH 5.35 64 -60.26 65 129
66 Mid-America Bancorp, Louisville, KY 2.54 66 -79.21 66 132
67 USBANCORP, Johnstown, PA 2.11 67 -91.45 67 134
68 Main Street Bancorp, Reading, PA -3.60 68 -135.53 68 136

* Fiscal year ended March 30, 2000
** Fiscal year ended June 30, 2000
*** Fiscal year ended Sept. 30, 2000
+ Diluted EPS after extraordinary items
Where total score is equal, company with the higher ROAE receives the superior rank.
Includes only those companies for which necessary ROAE and EPS data were available.
Source: Raw data from SNL Securities.

For reprint and licensing requests for this article, click here.
MORE FROM AMERICAN BANKER