COMMERCIAL BANKS — 3-YEAR PROFITABILITY RANKING

 
 U.S. BANKER RANKINGS       
The Third Hundred Largest Community Banking Companies — Fiscal Years 1998-2000
Profitability Ranking Based on ROAE and Growth in Per-Share EarningsAssets: $671 Mil. to $494 Mil.
As of Dec. 31, 2000, except where otherwise noted

    3-Yr 3-Yr 3-Yr EPS 3-Yr EPS 3-Yr
3-Yr   ROAE ROAE Growth Growth TOTAL
RANK Company (%) RANK (%) RANK SCORE
1 Nara Bancorp, Los Angeles 20.44 3 54.21 8 11
2 Northern Empire Bancshares, Santa Rosa, CA 21.96 1 25.94 13 14
3 GreatBanc, Aurora, IL 13.97 16 133.67 4 20
4 Humboldt Bancorp, Eureka, CA 15.61 8 22.45 15 23
5 Pacific Crest Capital, Agoura Hills, CA 17.77 6 18.98 18 24
6 Peapack-Gladstone Financial Corp., Gladstone, NJ 15.59 9 15.09 21 30
7 City Bank, Lynnwood, WA 18.03 5 12.61 27 32
8 CoBiz Inc., Denver 13.26 23 39.65 11 34
9 Summit Bancshares, Fort Worth, TX 18.61 4 10.17 32 36
10 Wayne Bancorp, Wooster, OH 13.86 17 15.57 20 37
11 IBT Bancorp, Irwin, PA 16.46 7 9.06 36 43
12 American National Bankshares, Danville, VA 14.23 15 12.47 28 43
13 Princeton National Bancorp, Princeton, IL 12.60 33 41.27 10 43
14 Franklin Financial Corp., Franklin, TN 20.60 2 7.27 42 44
15 First of Long Island Corp., Glen Head, NY 14.24 14 11.11 30 44
16 Civic BanCorp, Oakland, CA 13.46 20 14.37 24 44
17 LNB Bancorp, Lorain, OH 15.19 12 9.60 34 46
18 First State Bancorporation, Albuquerque, NM 12.74 31 22.44 16 47
19 Foothill Independent Bancorp, Glendora, CA 12.83 30 16.37 19 49
20 North Country Financial Corp., Traverse City, MI 13.41 21 11.12 29 50
21 First National Community Bancorp, Dunmore, PA 15.52 10 7.27 41 51
22 American West Bancorp., Spokane, WA 14.66 13 7.28 40 53
23 Commercial Bankshares, Miami 12.97 28 14.00 25 53
24 Peoples Bancorp of North Carolina, Newton, NC 12.11 41 26.73 12 53
25 Bank of the Sierra, Porterville, CA 15.40 11 7.23 43 54
26 First Chester County Corp., West Chester, PA 13.54 19 9.51 35 54
27 FNB Corp., Christiansburg, VA 13.84 18 9.06 37 55
28 Royal Bancshares of Pennsylvania, Narberth, PA 12.96 29 13.64 26 55
29 Southern Financial Bancorp, Warrenton, VA 10.23 52 121.26 5 57
30 Greater Community Bancorp, Totowa, NJ 12.43 37 14.48 23 60
31 Castle BancGroup, De Kalb, IL 7.40 65 427.81 1 66
32 Vail Banks, Vail, CO 8.48 62 58.19 6 68
33 BNCCORP, Bismarck, ND 6.91 66 275.08 3 69
34 Colony Bankcorp, Fitzgerald, GA 13.02 26 7.13 44 70
35 CoVest Bancshares, Des Plaines, IL 8.80 59 25.78 14 73
36 Horizon Bancorp, Michigan City, IN 4.84 71 319.04 2 73
37 First South Bancorp, Washington, NC*** 6.38 68 55.50 7 75
38 Bank of Granite Corp., Granite Falls, NC 13.39 22 3.36 55 77
39 Virginia Financial Corp., Staunton, VA 13.09 24 3.47 54 78
40 FLAG Financial Corp., LaGrange, GA 5.09 70 47.97 9 79
41 Shore Bancshares, Easton, MD 11.45 43 8.28 38 81
42 National Bancshares Corp. of Texas, San Antonio, TX 8.31 64 20.55 17 81
43 National Bankshares, Blacksburg, VA 12.47 36 6.36 46 82
44 Cass Information Systems, Bridgeton, MO 12.47 35 5.41 49 84
45 ACNB Corp., Gettysburg, PA 13.04 25 1.52 61 86
46 Tri City Bankshares Corp., Oak Creek, WI 12.11 40 5.91 47 87
47 James River Bankshares, Suffolk, VA 9.56 56 10.75 31 87
48 United Security Bancshares, Thomasville, AL 12.98 27 0.11 62 89
49 Habersham Bancorp, Cornelia, GA 6.65 67 14.80 22 89
50 Center Bancorp, Union, NJ 12.54 34 3.34 56 90
51 Alliance Financial Corp., Cortland, NY 9.44 57 10.15 33 90
52 Northrim Bank, Anchorage, AK 12.73 32 2.05 59 91
53 South Alabama Bancorp., Mobile, AL 10.49 47 6.68 45 92
54 Merchants & Manufacturers Bancorp., New Berlin, WI 9.61 55 8.03 39 94
55 Northern States Financial Corp., Waukegan, IL 11.84 42 4.32 53 95
56 Westbank Corp., West Springfield, MA 12.24 39 2.39 58 97
57 Ohio Valley Banc Corp., Gallipolis, OH 10.42 48 4.37 52 100
58 First Mid-Illinois Bancshares, Mattoon, IL 10.36 50 4.88 50 100
59 CNB Financial Corp., Clearfield, PA 10.23 53 5.84 48 101
60 DCB Financial Corp., Delaware, OH 12.31 38 -0.87 64 102
61 InterCounty Bancshares, Wilmington, OH 11.42 44 -5.03 66 110
62 Peoples BancTrust Co., Selma, AL 9.72 54 3.04 57 111
63 Mahaska Investment Co., Oskaloosa, IA 8.50 61 4.56 51 112
64 Republic First Bancorp, Philadelphia 10.66 46 -5.37 67 113
65 North Valley Bancorp, Redding, CA 11.25 45 -22.35 72 117
66 Farmers National Banc Corp., Canfield, OH 10.39 49 -7.22 69 118
67 FNB Corp., Asheboro, NC 10.32 51 -12.59 70 121
68 Team Financial, Paola, KS 9.36 58 -0.41 63 121
69 First Liberty Bank Corp., Jermyn, PA 8.38 63 1.52 60 123
70 Peoples Financial Corp., Biloxi, MS 8.78 60 -5.46 68 128
71 Success Bancshares, Lincolnshire, IL 4.45 72 -2.82 65 137
72 Franklin Bank, Southfield, MI 5.73 69 -17.51 71 140

* Fiscal year ended March 30, 2000
** Fiscal year ended June 30, 2000
*** Fiscal year ended Sept. 30, 2000
+ Diluted EPS after extraordinary items
Where total score is equal, company with the higher ROAE receives the superior rank.
Includes only those companies for which necessary ROAE and EPS data were available.
Source: Raw data from SNL Securities

For reprint and licensing requests for this article, click here.
MORE FROM AMERICAN BANKER