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Data compiled for banks (not holding companies) Grouped by bank size and
Loan Loss Reserves as a Percentage of Total (Gross) Loans
1996 1995 1994
Top 10 Banks 228 203.5 177.1
Annual percent change in business lending 12 14.9 8.4
Noncurrent business loans as a percentage of t 0.94 1.07 1.12
Net charge-offs of business loans as a percent 0.36 0.04 0.1
Top 100 Banks 518 469.4 409.8
Annual percent change in business lending 10.3 14.5 11.7
Noncurrent business loans as a percentage of t 0.83 1.11 1.16
Net charge-offs of business loans as a percent 0.4 0.18 0.18
Top 300 Banks 598.5 553.8 487.2
Annual percent change in business lending 8.1 13.7 11.2
Noncurrent business loans as a percentage of t 0.85 1.09 1.14
Net charge-offs of business loans as a percent 0.41 0.18 0.2
All FDIC-Insured commercial banks 709.9 661.5 589.1
Annual percent change in business lending 7.3 12.3 9.3
Noncurrent business loans as a percentage of t 0.79 0.98 1.03
Net charge-offs of business loans as a percent 0.39 0.17 0.19
Total Loans at all commercial banks 2,983.22,602.72,358.20
C&I at all banks as % of total loans at all banks 23.8 25.42 24.98
U.S. branches & agencies of foreign banks 213.5 197.3 171.2
Annual percent change In business lending 8.2 15.3 8
Total for banks and U.S. branches & agencies of f 923.4 858.8 760.3
Annual percent change in business lending 7.5 13 9
1993 1992 1991 1990 1989 1988 1987
Annual perc -0.5 -4.3 -7.2 2.7 6.4 -7.6 -9.4
Noncurrent 2.13 3.91 5.72 5.4 4.83
Net charge- 0.73 1.35 2.14 1.07 0.73
Annual perc 2.5 -3.5 -7.4 1.1 4.6 1.1 -2.6
Noncurrent 1.92 3.51 4.73 4.53 3.63
Net charge- 0.69 1.31 1.8 1.23 0.91
Annual perc 1.9 -3.3 -8.4 0.5 4.1 2.4 -2
Noncurrent 1.92 3.44 4.61
Net charge- 0.69 1.3 1.89
Noncurrent 1.71 2.97 3.9 3.76 3.47
Net charge- 0.61 1.14 1.63 1.21 1.06
Annual perc -5.6 1 11.6 7.7 10.7 14.9 20.3
Annual perc -1 -2.9 -5.1 1 4.4 3.9 1
