+++

Data compiled for banks (not holding companies) Grouped by bank size and type; yearend 1987 to yearend 1996 ($ in billions)

Loan Loss Reserves as a Percentage of Total (Gross) Loans part 1 of 2

1996 1995 1994

Top 10 Banks 228 203.5 177.1

Annual percent change in business lending 12 14.9 8.4

Noncurrent business loans as a percentage of t 0.94 1.07 1.12

Net charge-offs of business loans as a percent 0.36 0.04 0.1

Top 100 Banks 518 469.4 409.8

Annual percent change in business lending 10.3 14.5 11.7

Noncurrent business loans as a percentage of t 0.83 1.11 1.16

Net charge-offs of business loans as a percent 0.4 0.18 0.18

Top 300 Banks 598.5 553.8 487.2

Annual percent change in business lending 8.1 13.7 11.2

Noncurrent business loans as a percentage of t 0.85 1.09 1.14

Net charge-offs of business loans as a percent 0.41 0.18 0.2

All FDIC-Insured commercial banks 709.9 661.5 589.1

Annual percent change in business lending 7.3 12.3 9.3

Noncurrent business loans as a percentage of t 0.79 0.98 1.03

Net charge-offs of business loans as a percent 0.39 0.17 0.19

Total Loans at all commercial banks 2,983.22,602.72,358.20

C&I at all banks as % of total loans at all banks 23.8 25.42 24.98

U.S. branches & agencies of foreign banks 213.5 197.3 171.2

Annual percent change In business lending 8.2 15.3 8

Total for banks and U.S. branches & agencies of f 923.4 858.8 760.3

Annual percent change in business lending 7.5 13 9 part 2 of 2

1993 1992 1991 1990 1989 1988 1987 Top 10 Banks 163.4 164.3 157.7 170 165.5 155.5 168.2

Annual perc -0.5 -4.3 -7.2 2.7 6.4 -7.6 -9.4

Noncurrent 2.13 3.91 5.72 5.4 4.83

Net charge- 0.73 1.35 2.14 1.07 0.73 Top 100 Banks 366.9 357.8 364.4 393.5 389.4 372.4 368.4

Annual perc 2.5 -3.5 -7.4 1.1 4.6 1.1 -2.6

Noncurrent 1.92 3.51 4.73 4.53 3.63

Net charge- 0.69 1.31 1.8 1.23 0.91 Top 300 Banks 437.9 429.9 444.7 485.5 482.9 463.7 452.8

Annual perc 1.9 -3.3 -8.4 0.5 4.1 2.4 -2

Noncurrent 1.92 3.44 4.61

Net charge- 0.69 1.3 1.89 All FDIC-Insur 538.9 536.4 559 615.5 618.7 600.3 589.3 Annual percent 0.5 -4 -9.2 -0.5 3.1 1.9 -1.9

Noncurrent 1.71 2.97 3.9 3.76 3.47

Net charge- 0.61 1.14 1.63 1.21 1.06 Total Loans at2,150.92,031.92,052.72,110.22,058.21,932.41,829.20 C&I at all ban 25.05 26.4 27.23 29.17 30.06 31.06 32.22 U.S. branches 158.5 167.9 166.2 148.9 138.2 124.8 108.6

Annual perc -5.6 1 11.6 7.7 10.7 14.9 20.3 Total for bank 697.4 704.3 725.2 764.4 756.9 725.1 697.9

Annual perc -1 -2.9 -5.1 1 4.4 3.9 1 ===

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