Commercial Real Estate Lending at Commercial Banks

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Data compiled for banks (not holding companies) with dollars in billions

1996 1995

Total Secured Commercial Real Estate (a) 430.5 403

Annual percentage change 6.8 6.2

Secured commercial real estate as a % of total ba 9.4 9.34

Percentage nonperforming 1.54 2.14

Nonperforming as a % of equity capital 1.77 2.47

Percent charged off 0.28 0.3

Construction & land development loans 76.4 68.7

Annual percentage change 11.2 6.5

Percentage noncurrent 1.37 2.75

Percent charged off 0.35 0.21

Multifamily residential mortgages 38.1 35.8

Annual percentage change 6.4 12.2

Percentage noncurrent 1.35 1.99

Percent charged off 0.35 0.32

Commercial properties 316 298.5

Annual percentage change 5.9 5.4

Percentage noncurrent 1.61 2.02

Percent charged off 0.26 0.32

Commercial Real Estate Lending at Commercial Banks

Data compiled for banks (not holding companies) with dollars in billions

1994 1993 1992 1991 1990 1989 1988 1987

Total Se 379.6 363.8 363.5 376.2 385.3 371.4 335.7 305.1

Annual p 4.3 0.1 -3.4 -2.4 3.8 10.6 10 -16.1

Secured 9.46 9.82 10.37 10.97 11.36 11.26 10.72 10.17

Percenta 2.88 4.68 7.08 8.01

Nonperfo 3.5 5.74 9.77 13

Percent 0.59 1.2 1.94 1.77

Construc 64.5 66.4 78.7 102.6 126.2 136 128.4 119.9

Annual p -2.9 -15.6 -23.3 -18.7 -7.2 5.9 7.1 -12.4

Percenta 4.14 8.18 13.99 13.9

Percent 0.87 2.41 3.71 3.02

Multifam 31.9 29.7 27.2 23.9 20.9 20 18.3 17.7

Annual p 7.4 9.2 13.8 14.4 4.5 9.3 3.4 -11.3

Percenta 2.73 3.31 4.77 5.64

Percent 0.51 0.78 1.5 2.01

Commerci 283.2 267.7 257.6 249.5 238.2 215.4 189 167.5

Annual p 5.8 3.9 3.2 4.7 10.6 14 12.8 -19.3

Percenta 2.61 3.96 5.21 5.81

Percent 0.53 0.95 1.45 1.24 ===

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