+++ Data are for banks (not holding companies) and are in billions of dollars

part 1 of 3

1995 1994

Total commercial real estate (a) 422.3 $397.30

Annual percentage change 6.3 4.1

Total commercial real estate as a% of total bank as 9.79 9.91

Percentage noncurrent 2.1 2.85

Noncurrent as a % of equity capital 2.54 3.62

Percent charged off 0.28 0.59

Unsecured commercial real estate (b) 19.3 $17.70

Annual percentage change 9 -

Percentage noncurrent 1.28 2.12

Percent charged off -0.14 0.64

Secured commercial real estate (c) 403 $379.60

Annual percentage change 6.2 4.3

Secured commercial real estate as a% of total bank 9.34 9.46

Percentage noncurrent 2.14 2.88

Noncurrent as a % of equity capital 2.47 3.5

Percent charged off 0.3 0.59

Construction & land development loans 68.7 $64.50

Annual percentage change 6.5 -2.9

Percentage noncurrent 2.75 4.14

Percent charged off 0.21 0.87

Multifamily residential mortgages 35.8 $31.90

Annual percentage change 12.2 7.4

Percentage noncurrent 1.99 2.73

Percent charged off 0.32 0.51

Commercial properties (d) 298.5 $283.20

Annual percentage change 5.4 5.8

Percentage noncurrent 2.02 2.61

Percent charged off 0.32 0.53

Other Real Estate Owned (e) 6.1 $9.60

Annual percentage change -36.7 -41

Other Commercial Real Estate Owned (f) 4.2 $7.40

Annual percentage change -43.2 -42.8

part 2 of 3

1993 1992 1991 1990 1989

Total commercial real est 381.5 383.5 399.2N.A. N.A.

Annual percentage change -0.5 -3.9

Total commercial real est 10.29 10.94 11.64

Percentage noncurrent 4.68 7.09 7.99

Noncurrent as a % of equi 6.02 10.32 13.76

Percent charged off 1.23 2.09 1.94

Unsecured commercial real 17.7 20 23N.A. N.A.

Annual percentage change -11.5 -13

Percentage noncurrent 4.67 7.24 7.64

Percent charged off 1.78 4.73 4.65

Secured commercial real e 363.8 363.5 376.2 385.3 371.4

Annual percentage change 0.1 -3.4 -2.4 3.8 10.6

Secured commercial real e 9.82 10.37 10.97 11.36 11.26

Percentage noncurrent 4.68 7.08 8.01

Noncurrent as a % of equi 5.74 9.77 13

Percent charged off 1.2 1.94 1.77

Construction & land devel 66.4 78.7 102.6 126.2 136

Annual percentage change -15.6 -23.3 -18.7 -7.2 5.9

Percentage noncurrent 8.18 13.99 13.9

Percent charged off 2.41 3.71 3.02

Multifamily residential m 29.7 27.2 23.9 20.9 20

Annual percentage change 9.2 13.8 14.4 4.5 9.3

Percentage noncurrent 3.31 4.77 5.64

Percent charged off 0.78 1.5 2.01

Commercial properties (d) 267.7 257.6 249.5 238.2 215.4

Annual percentage change 3.9 3.2 4.7 10.6 14

Percentage noncurrent 3.96 5.21 5.81

Percent charged off 0.95 1.45 1.24

Other Real Estate Owned ( 16.2 26.3 27.5 21.6 13.8

Annual percentage change -38 -4.7 27.5 56.3 21.8

Other Commercial Real Est 12.9 21.3

Annual percentage change -39.4

part 3 of 3

1988 1987 1986 1985

Total commercial real est N.A. N.A. N.A. N.A.

Annual percentage change

Total commercial real estate as a% of total bank assets

Percentage noncurrent

Noncurrent as a % of equity capital

Percent charged off

Unsecured commercial realN.A. N.A. N.A. N.A.

Annual percentage change

Percentage noncurrent

Percent charged off

Secured commercial real e 335.7 305.1 262.8 215.1

Annual percentage change 10 16.1 22.2 17.5

Secured commercial real e 10.72 10.17 8.94 7.88

Percentage noncurrent

Noncurrent as a % of equity capital

Percent charged off

Construction & land devel 128.4 119.9 106.7 89.2

Annual percentage change 7.1 12.4 19.6 17.2

Percentage noncurrent

Percent charged off

Multifamily residential m 18.3 17.7 15.9 12.6

Annual percentage change 3.4 11.3 26.2 16.7

Percentage noncurrent

Percent charged off

Commercial properties (d) 189 167.5 140.4 113.3

Annual percentage change 12.8 19.3 23.9 17.9

Percentage noncurrent

Percent charged off

Other Real Estate Owned ( 11.4 11 9.2 7.2

Annual percentage change 3.3 19.8 27.5 22.8

Other Commercial Real Estate Owned (f)

Annual percentage change ===

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