+++

A

Adirondack Regional Federal CU,6

Allegany Community Federal CU,6

Amdahl,13

America's Community Bankers,2

American Express,13

Associates First Capital,8

B

Banc One,28

Bank of Hemet (CA),6

Bank Securities Assn,11

BankAmerica,1,4,16

BankBoston,1

BOK Financial,4

C

Cash Station,15

Cattaraugus County Bank,6

Cerulli Associates,11

Chase,1,3,28

Citicorp,28

Citizens (NM),4

City National (NE),3

Conseco,8

D

DE Shaw,16

Dow Jones,28

E

Electronic Payment Services,15

F

Federal Agricultural Mortgage,3

First Chicago NBD,1

First State (NM),4

First Union,28

Fleet,10

FMS Consulting,10

Forrester Research,16

Frost & Sullivan,13

Fujitsu,13

Furash & Co,6

G

Gemplus,13

Gibson Dunn & Crutcher,3

Giesecke & Devrient,13

Goldman Sachs,1,17

Goldman, Sachs,1

Gowanda Area Federal CU,6

GreenPoint Financial,8

Groupe Bull,14

H

Hitachi,13

Hudson River Teachers Federal CU,6

I

Independent Bankers Assn of America,3

Independent Community Bankers of New Mexico,4

Investment Company Institute,11

J

JP Morgan,1

M

Manufactured Housing Institute,8

Maosco,13

MasterCard,13

Mellon,4

Mercantile,10

Merrill Lynch,1

Money Marketing Initiatives,10

Motorola,13

N

National City,17

NationsBank,1,4,8,28

Network Controls International,17

New Mexico Bankers Assn,4

New York Bankers Assn,3

Norwest,4

O

Olean Dresser Clark Community Federal CU,6

Olean Teachers Federal Credit Union,6

Ovum,13

P

Pacific Community Banking Group,6

Phoenix Duff & Phelps,,28

Prudential,8,28

Pulse EFT Assn,15

R

Regional Financial Assns,9

Roney,17

S

Salomon,1

Secura Group,5

Securities Data,1

Securities Industry Assn,3

Standard & Poor's,28

Sullivan & Cromwell,1

Summit Bancorp (NJ),10

Sun Microsystems,13

U

United Companies,8

V

Valley Bank (CA),6

Visa,13

W

Wells Fargo,4

Z

Zions,3 ===

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