A

Aldie Partners 1

American Bankers Assn 1

American Council of Life Insurance 2

American Express 11

Austin Reed 1

B

Bankers Roundtable 1

BBDO New York 12

Bellcore 11

Business Developments Intl 12

C

Cambridge Energy Research Associates 1

Cato Institute 1

Choice Mortgage 5

Citicorp 1,2,7,12

Conference Board 24

Conning Asset Management 1

Contour Software 5

Countrywide Home Loans 5

Credit Suisse 7

F

FNB 6

Fannie Mae 5

First Chicago NBD 1

First Data 12

Fleet 1,13

FMS Consulting 1

Freddie Mac 5

G

Gemplus 11

Global Chipcard Alliance 11

Grafton State Bank 1

Guaranty Bank and Trust (Venice, Fla) 6

H

Harte Hanks Technologies 13

I

Independent Insurance Agents of America 2,6

Informix 13

Investment Company Institute 1

J

JP Morgan 1

John Hancock Advisers 1

K

Kimberly-Clark 1

KPMG Peat Marwick 21

L

Leader Mortgage Co 5

M

Marriott 12

Martaus Associates 12

MasterCard 11,12

N

Natl Assn of Mortgage Brokers 5

Natl City 1

Natl Community Reinvestment Coalition 1

New Canaan Bank and Trust 24

New York Bankers Association 2

NFO Research 24

Northern Trust 1

O

Oracle 13

P

PaineWebber 1

S

SJ Smith & Associates 12

Schlumberger 11

Sife Trust Funds 1

Smart Card Forum 11

Spectrem Group 1

Summit 24

Sun Microsystems 11,13

T

TIAA-CREF 1

Tower Group 13

Travelers 7

U

U S West 11

V

Versatility 13

Visa 11,12

W

Wells Fargo 1

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