+++

A

Advest,1

American Bankers Assn,2,13

American Insurance Assn,2

Ameritrade,16

Argus Research,6

Ashland (Ky.) Bankshares,26

Associates First,6

B

Banc One,1,4

Bank of New York,1

Bank Plus,26

Bankers Roundtable,2

Bankers Trust,17

Berger & Jackson Capital Management,1

Business Dynamics Consulting,13

C

Capitol Federal Savings and Loan,6

Chaordic Alliance,13

Charles Schwab,16

Charter One,26

Citicorp,1,11

D

D&N Financial,26

E

E-Trade,16

F

Fifth Third,26

First Albany,6

First Chicago NBD,1

First Data,13

First Union,1

FirstPlus,6

Fleet,1

Fox-Pitt Kelton,1

Friedman Billings Ramsey,10

G

Global Chipcard Alliance,11

Goldman Sachs,26

Gomez Advisors,16

H

Heller Financial,6

Homestead (Ponchatoula, La.),10

Household,6

HSBC,13

I

Independent Bankers Assn of America,2

IntelliDyn,9

Intl Business Machines,13

J

JP Morgan,17

JCB,13

Jupiter Communications,16

K

Keefe Bruyette & Woods,1,6

L

LaSalle Financial Partners,10

M

Marine Midland,13

MasterCard,11,13

MBNA America,13

Mellon Bank,1

Merchants (Vicksburg, Miss.),2

Merrill Lynch,1

Metris,26

Microsoft,11

Morgan Stanley,16

N

Natl City,10

Natl Discount Brokers,16

Norwest,2,7

P

Palo Alto Management Group,17

Peoples (Lawrenceville, NJ),1

Peoples (Trenton, NJ),10

Permanent Bancorp,10

PNC,26

Pocahontas (Ark.) Bancorp,10

R

Robert Thomas Securities,9

S

Salomon,1

Salomon Smith Barney,6,26

Sandler O'Neill,10

Sears Roebuck,6

Secured Information Technology,11

Securities Industry Assn,2

Sheshunoff Information Services,26

Smart Card Forum,11

Smart Card Industry Assn,11

Sovereign (Wyomissing, Pa),1

State Bank and Trust (Brookhaven, Miss),2

State Street,17

StockYards Bank and Trust,9

T

Travelers,6

U

US West,11

US Bancorp,1

Union Planters,1

V

Verifone,13

Visa,13

W

Wachovia,1

Washington Mutual,26

Wells Fargo,1 ===

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