+++

A

Adams National,6

Advanta,12

Advest,1

Alliance Capital,8

American Bankers Assn,2,3,6,12

American Council of Life Insurance,2

American Express,11

Amoco,4

Amsouth,8

Associated Banc-Corp,6

Astoria Financial,28

B

Banc One,1,4

Bank of Montreal,1

BankAmerica,1,5

BankBoston,7

Bankers Assn for Foreign Trade,1

BayView Financial Trading Group,1

Bellcore,11

C

Canadian Imperial Bank of Commerce,1

CCB Financial,28

Chasm Group,11

Citibank,11,14

Comerica,1

Community Bankers of Wisconsin,6

Consumer Bankers Assn,8

Council on Foreign Relations,1

Coutts,3

Credit Suisse,1

D

Danielson & Associates,6

Dialogic,11

Differential,15

E

Experian,12

F

Factory Card Outlet,7

Find/SVP,11

First Call,1

First Chicago NBD,4

FirstPlus,28

FirstPlus Financial,10

Fleet,1

Fox Pitt Kelton,10

Friedman, Billings, Ramsey,6

G

Global Chipcard Alliance,11

Godfrey & Kahn,3

H

HF Ahmanson,28

HomeSide Lending,1

I

Ind Bankers Assn of America,2,6

ING Baring,12

Intl Bank of Miami,3,15

K

Kenneth Kehrer Associates,8

KeyCorp,28

L

Lehman Brothers,1,7

Lincoln Federal,1

Long Island,28

M

Maosco,11

McDonald,28

Mellon,1

Mondex,11

N

NationsBank,3,5

Nationwide Building Society,14

NCR,14

O

OppenheimerFunds,15

P

PaineWebber,1

Phoenix Management Services,7

Posten,11

Prudential Securities,1

R

Regional Financial Associates,12

Royal Bank of Canada,1

S

Salomon,1

Sara Lee,4

Securities Data,7

Sensar,14

Smart Card Forum,11

SMR Research,1

SoftBank Holdings,15

Southern Pacific Funding,28

State Bank of Cross Plains (Wis),6

Summit (Princeton, NJ),8

T

Telenor,11

Texfi Industries,7

Toronto-Dominion,1

Tower Group,15

Tynan Marketing,6

U

US West,11

US Venture Partners,15

V

Van Kasper,6

Visa,11

W

Washington Mutual,28

Westamerica,6 ===

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