+++

A

Access Cash International,20

America's Community Bankers,8

American Bankers Assn.,32

American Conference Institute,8

American Residential Services,1

B

Bank One,14, 20

BankAmerica,1,8,18,19,32

BankAtlantic,20

BankBoston,18,19,32

Bankers Roundtable,12

Bankers Trust,1,18

Banking Industry Technology Secretariat,12

Bay Area,5

BB&T,3

Brown Brothers, Harriman,18

C

Card Capture Services,20

Castle (DeKalb, Ill.),6

Chase,19

Chase Manhattan,18

Checkfree,12,14

Citigroup,14,18,19

CNB,5

Coin, Currency, & Document Systems,20

Colorado Bank & Trust,6

Community Bankers Assn. of Indiana,5,6

Council of Foreign Relations,18

Countrywide,7,8

Credit Suisse,3

D

Davenport & Co.,3

Duff & Phelps,19

E

Equitable Life,7

Excite,14

F

Fannie Mae,8

Faulkner & Gray,8

Federal Home Loan Bank of Seattle,2

First Citizens (Newnan, Ga.),3,20

First Defiance,6

First Financial (Terre Haute, Ind.),5

First Place Financial,2

First Savings & Loan (Sea Isle City, N.J.),5

First Union,1,20,32

Fitch,19

Fleet,1

FNB (Asheboro, N.C.),6

Forrester Research,1

Freddie Mac,8

Friedman, Billings, Ramsey,20

G

Gartner Group,14

Gateway American Properties,6

Global Concepts,12

Goldman, Sachs,1

Greater Bay,5

H

Hambrecht & Quist,1

Home Financial Network,12

HSBC Holdings,18

Hubco,32

I

Indiana Bankers Assn.,5

Indiana League of Savings Institutions,5

Institute of International Finance,18

Integrion Financial Network,,1,12

International Business Machines,12

Intuit,1,12,14

J

J.P. Morgan,18,19

K

Kellogg Group,20

Kenneth Kehrer Associates,7

L

LaSalle,32

Lehman Brothers,1

Little Falls (N.J.) Bancorp,32

M

Meca,,1

Merrill Lynch,32

Microsoft,1,12

Mitchell Securities,1

Moody's,32

Mortgage Bankers Assn.,8

N

NAACP,8

National City,32

NCR,20

Netscape Communications,14

New York Society of Security Analysts,8

Norwest,2

Norwest Mortgage,2

O

On-Line Resources & Communications,12

P

PaineWebber,1,7

Piper Jaffray,14

Prosperity Bank of St. Augustine,6

Publix Super Markets,20

R

Republic New York,18

Roslyn,30

Ryan, Beck,20

S

Salomon Smith Barney,1,32

Savannah Bancorp,6

Standard & Poor's,1,32

Strategic Research Institute,8

Suffolk Bancorp,6

T

T R Financial,30

Touch Miami,20

Transpoint,12

U

U.S. Bancorp,1

United National (Bridgewater, N.J.),6

W

Wal-Mart,20

Washington Mutual,2

Wells Fargo,2,4

World Research Group,8

Y

Yahoo,14 ===

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