+++

A

ABN Amro, 5

Access Business Finance, 5

AFL-CIO, 16

AIM Management Group, 9

Alston & Bird, 5

American Bankers Assn., 1,13

American Council of Life Insurers, 1

American Express, 26

B

Banc Stock Exchange of America (Columbus, Ohio), 7

Banc West, 26

Bank Administration Institute, 12

Bank of New York, 26

Bank of Tokyo-Mitsubishi, 5

Bank One, 1

BankAmerica, 1,6,26,28

BankBoston, 1

Bankers Trust, 6,10

BB&T, 26

Bear, Stearns, 28

Bessemer Trust, 28

Boston Consulting, 16

Bremer Financial, 7

Brokat Infosystems, 12

BT Alex. Brown, 16

C

Capital One, 16

Centura Bancorp, 9

Certco, 13

Chase, 12,28

Citigroup, 1,28

Coastal Federal Credit Union, 12

Conning, 8

Consumer Bankers Assn, 1

D

D.E. Shaw, 6

Dean Financial Services, 7

DeHayes Consulting Group, 8

Delta Financial, 10

Deutsche, 6

E

Electronic Data Systems, 1

Entrust Technologies, 13

Ernst & Young, 12

F

FCNB, 7

First Banks (St. Louis), 25

First Data, 1

First Union, 1,6,26,28

Fleet, 28

Fleet Financial, 16

G

GE Capital, 1

General Motors, 16

Goldman Sachs, 28

Goldman, Sachs, 26

Grubb & Ellis/Krombach Partners, 25

GTE, 13

H

H&S Holding, 26

Honor Technologies, 26

Household International, 16

I

Independent Bankers Assn., 1

ING Group, 8

Innovis, 1

Insurance Services Offices, 9

Investment Company Institute, 9

J

J.P. Morgan, 28

Jerome Svigals, 13

K

KeyCorp, 26,28

Kmart, 1

Korn/Ferry International, 5

L

LaSalle National, 5

Lehman Brothers, 1

Lloyds TSB, 1

M

MasterCard, 1

MBNA, 1

Mellon, 28

Meridien Research, 12

Metropolitan Life, 8

Milliman & Robertson, 9

Monitor, 5

Morgan Stanley Dean Witter, 28

N

New England Bankcard Assn., 1

O

Ogilvy & Mather, 26

P

Parker/Hunter, 28

Parkvale Financial, 28

Partners First, 1

Pearl Meyer & Partners, 6

Peoples, 1

PNC, 10,28

Providian Financial, 16

R

Regulus Group, 12

Renaissance Bankcard, 16

Republic Bancshares (St. Petersburg, Fla.), 7

Republic New York, 28

RGC Kingston, 7

Roper Starch Worldwide, 8

S

Salomon Smith Barney, 1

Silicon Valley, 5

Spiegel, 1

St. Joe Co., 11

Star Systems, 26

Sun Microsystems, 12

Sun Trust Banks, 26

SunTrust, 1

Synergistics Research, 12

Synovus Financial, 1

T

TCF Financial, 12

Three Rivers Bank (Monroeville, Pa.), 12

Total System Services, 1

Transaction Software Technologies, 12

Transpoint, 26

TriStar Business Communities, 25

Tucker Anthony, 28

U

U.S. Bancorp, 5

Unionbancal, 5

V

Verisign, 13

Visa, 1

W

Wachovia, 26

Wells Fargo, 1,6,26,28

Western Union, 1

William Blair, 1

William M. Mercer, 6

Willkie Farr & Gallagher, 10

Z

Zions, 1,13,26 ===

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