+++

A

Aegon, 24

Allied Irish, 4

America First Credit Union, 6

American Council of Life Insurance, 2

Amsouth, 24

B

Bank One, 10

BankAmerica, 1,3

BB&T, 22

BCE Emergis, 12

Bear Stearns, 10

C

Canada Trust, 12

Canadian Imperial Bank of Commerce, 12

CCB Financial, 5,22

Centura, 5

Checkfree, 12

Citigroup, 12

Community Bankers Assn of Oklahoma, 6

Copeland, Cook, Taylor & Bush, 4

Countrywide, 1

Credit Suisse, 5

Current Analysis, 10

Cybercash, 12

D

Davenport & Co., 5

E

Electronic Data Systems, 10,12

F

Fannie Mae, 1

Financial Institutions Consulting, 8

First American, 24

First Data, 10,12

First Maryland, 4

First Midwest, 24

First Security, 24

First Tennessee, 24

First Union, 1,5,24

Fleet, 1

Flushing Financial, 24

Forrester Research, 10

Franklin (Southfield, Mich.), 7

Freddie Mac, 1,24

G

GetSmart, 10

Goldman, Sachs, 22

H

HomeBanc (Atlanta), 1

Huntington, 8

I

Indep Insurance Agents of America, 2

Intl Business Machines, 12

Invest Financial, 24

J

Josephthal, 22,24

K

Keefe, Bruyette & Woods, 1

Kenneth Kehrer Associates, 24

L

Legends, 6

Lehman Brothers, 1

Los Angeles Community Development Bank, 7

M

M&T, 24

Marshall & Ilsley, 24

Martaus & Associates, 10

MasterCard, 11

Mellon, 24

MGIC, 1

Microsoft, 12

Monument Financial Group, Alexandria, Va., 4

Mouvement des Caisses Desjardins, 12

N

Natl Assn of Securities Dealers, 24

Natl Bank of Canada, 12

Natl City (Cleveland), 1,24

Nebraska Bankers Assn, 6

Net.Bank, 12

Nilson Report, 10

North Fork, 24

O

Oklahoma Bankers Assn, 6

Old Kent Financial, 24

Oracle, 12

P

Paymentech, 10

Perry (Okla.) Bankshares, 6

PNC, 1, 24

Popular, 24

Prime (Fort Washington, Pa.), 1

Progressive Bankers Assn, 6

Providian Financial (San Francisco), 10

R

Royal Bank of Canada, 12

S

Salomon Smith Barney, 1,24

SouthTrust, 24

Stephens, 22,24

Summit, 1

SunTrust, 22

T

Tillinghast-Towers Perrin, 4

Toronto-Dominion, 12

Transamerica, 24

Triad Guaranty Insurance, 1

U

United Guaranty, 1

Utah Bankers Association,, 6

Utah League of Credit Unions, 6

V

Visa, 11,12

W

Wachovia, 4

Wells Fargo, 8

White & Case, 4

Z

Zions, 24 ===

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