+++

A

American Bankers Assn,7

Assn of Banks-in-Insurance,11

B

Bank One,1

BankAmerica,1,6,26

BB&T,11

Bear, Stearns,14

Brown Brothers Harriman,1

C

Chase,1,6,13,28

Checkfree,13

Citigroup,4,6,13

Collins Financial Services (Austin, Tex.),1

Commercial Financial Services (Tulsa, Okla.),1

Contiasset Receivables Management,1

Credit Union Natl Assn,2

Creditrust,1

Cylink,12

D

Debt Buyers' Assn,1

E

Entrust Technologies,12

F

Financial Institutions Insurance Assn,11

First Citizens (Newnan, Ga.),11

First Data,13

G

GartnerGroup,12,13

GTE,12

H

HSBC,6

Huffines-Russell Agency (Alpharetta, Ga.),11

I

IBES Intl,6

IG Holdings,8

Intl Business Machines,12

Investment Services Intl,26

J

Josephthal & Co.,28

K

Kankakee (Ill.) Bancorp,8

Keefe Bruyette & Woods,1,26

Keefe Managers,26

Kenneth Kehrer Associates,10

KeyCorp,13

L

Lloyd's of London,12

Lyons Advisors,26

M

Microsoft,13

Morgan Stanley Dean Witter,14

Mortgage Bankers Assn.,14

Murray Johnstone Intl,6

N

Narex,1

Natl City,26

North Fork,1

P

Performance Capital Management (Newport Beach, Calif.),1

PNC,15

R

Raymond James & Associates,28

Reagan & Associates,11

Renaissance Holdings (Beaverton, Ore.),1

Ryan Beck,28

S

Salisbury Bancorp (Lakeville, Conn.),8

Sandler O'Neill,1, 28

Securities Data Co.,4

Seoul Bank,6

State Street,28

T

Toronto-Dominion,6

TRW,12

Tucker Anthony,1

W

W.M. Kearns,26

Wachovia,28

Wells Fargo,13

Wet Feet Press,6 ===

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