+++

A

ABN Amro, 5,28

Accubanc Mortgage, 1

Aegon, 5

Allied Waste Industries (Scottsdale, Ariz.), 1

Amazon.com, 15

America Online, 15

America's Cash Express, 6

America's Community Bankers, 2

American Bankers Assn, 2,8

American Express, 1

Astoria Financial, 28

B

Banca di Roma, 5

Bank One, 28

Bank Securities Assn, 9

Bank United, 1

BankBoston, 7

Bankers Trust, 9

Barclays, 1

BBK Ltd., 11

BOK Financial, 26

British Telecom, 1

Brown Brothers Harriman, 5

Browning-Ferris Industries (Houston), 1

C

Canadian Imperial Bank of Commerce, 6

Ceridian, 14

Chase, 1,11,15,28

Check Into Cash, 6

Citigroup, 1,6,28

Clarus, 15

CNG Financial, 6

Commercial Bank (San Francisco), 8

CompareNet, 15

Consumer Federation of America, 6

Consumers Union, 6

Corporate Solutions Intl, 16

Country Bank USA (Cando, N.D.), 8

Credit Suisse, 15

Cybercash, 15

D

D.E. Shaw, 7

Dain Rauscher, 26

Dime, 28

Dollar Financial Group, 6

Donaldson, Lufkin & Jenrette, 1

E

Eagle Natl (Upper Darby, Pa.), 6

Ely & Co., 8

Ericsson, 1

F

Farmers State (Trimont, Minn.), 8

First Dakota Natl (Yankton, S.D.), 8

First Republic (San Francisco), 12

First State (Conrad, Iowa), 8

Firstar, 26, 28

France Telecom, 1

Fry Multimedia, 15

Future Mortgage, 12

G

Gemplus, 1

General Motors, 1,26

Goldman, Sachs, 1

H

Hamilton, Carter, Smith, 12

Hewlett-Packard, 1

Hubco, 8

I

Indep Bankers Assn of America, 2

Indep Insurance Agents of America, 2

ING Group, 5

Intelisys Electronic Commerce, 15

Intl Business Machines, 15

J

J.P. Morgan, 28

K

Keefe, Bruyette & Woods, 14

L

Lipper Analytical Services, 9

Lippo Bank, 8

M

Majors & Fox, 6

Martaus & Associates, 14

MasterCard, 15

MCA Financial, 11

MCM MoneyWatch, 26

Mellon, 9

Mercantile (St. Louis), 28

Microsoft, 15

Morrison & Foerster, 9

Motorola, 1

N

Natl Assn of Home Builders, 2

Natl Assn of Securities Dealers, 9

National City (Cleveland), 14

Natl Mortgage News, 1

NationsBank, 7

New Century Financial, 1

O

Ovum, 1

P

Pacific Bell, 1

Postgirot, 1

R

Residential Funding, 11

S

Sandler O'Neill, 1,8

SAP, 15

Schlumberger, 1

Securities Data, 1

SJB Research, 1

Standard & Poor's, 1

Stephens, 28

Stored Value Systems, 14

Strategic Insight, 9

Sun Microsystems, 1

Swiss Avenue, 26

U

U.S. Bancorp, 1,28

Undiscovered Managers (Dallas), 9

Unibank, 9

V

Vantive, 15

Viag Interkom, 1

Visa, 1,15

W

Warburg Dillon Read, 28

Washington Mutual, 28

Wells Fargo, 6

World Acceptance, 6 ===

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