+++

A

ABN Amro,24

Advanta,1

Advantage (Branchburg, N.J.),7

Advest,1

Ariba Technologies,12

Atlantic (Linwood, N.J.),7

B

Bank of Montreal,1

Bank of Nova Scotia,1

Bank One,1,12,22

Bank United (Houston),8

BankAmerica,12, 24

BankUnited Financial,7

Barclays,12

BB&T,24

billserv.com,12

Brown, Rudnick, Freed & Gesmer,1

C

Canadian Imperial,1

Centura (Rocky Mount, N.C.),22

Chase,22

Checkfree,12

Chevy Chase,1

Citigroup,1,8,22

Computer Sciences,6

Consumer Federation of America,1

Credit Suisse,24

Cross Country (Wilmington, Del.),7

E

E.W. Barger & Co.,24

Electric Insurance (Beverly, Mass.),8

F

First Union,6,12,13

Firstar,1

G

GartnerGroup,12

Gomez Advisors,12

Grant Thornton,3

H

Hewlett-Packard,12

HSBC,1

Hughes, Hubbard & Reed,1

I

Imperial (Inglewood, Calif.),7

Indep Community Bankers of America,3

Intl Data,12

J

JW Genesis Capital Markets,7

K

KeyCorp,6

L

Langston, Frazer, Sweet & Freese,1

Los Alamos (N.M.) National,8

M

MBNA,1

Mercantile (St. Louis),1

Meridien Research,12

N

Natl City,1

NationsBanc Montgomery Securities,6

Natl Automated Clearing House Assn,13

Nesbitt Burns,1

Norwest,13

P

Peoples (Marietta, Ohio),7

Provident (Baltimore),24

Prudential Securities,7

PSI Global,13

R

Republic New York,6

Royal Bank of Canada,1

S

Salomon, Smith Barney,6

Securities Industry Assn,6

Security First Technologies,12

Silicon Valley,7

Sullivan & Cromwell,22

Sun Microsystems,13

T

Toronto-Dominion,1

Transpoint,12

Trial Lawyers for Public Justice,1

Tucker Anthony,6, 22

U

U.S. Bancorp,6

W

Wachovia,13

Washington Mutual,6 ===

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