+++

A

ABN Amro,3,24

AIM Management Group,9

America's Community Bankers,6

American Bankers Assn,1,9

American Business Visions,9

American Software (Atlanta),12

Arthur Andersen,5

Associates First Capital,5

Associates Housing Finance,6

B

Bank of Montreal,1,3

Bank of New York,24

Bank of Nova Scotia's,1

Bank of Tokyo-Mitsubishi,3

Bank One,12,24

Bank Securities Assn,9

BankAmerica,5,22,24

BankBoston,5

Bankers Trust,24

Bear Stearns,3,8

Boston Consulting Group,5

BT Alex. Brown,1

C

C.F. Effron Co.,9

Canadian Imperial Bank of Commerce,1

Capital One,1

Cendant,24

Charles Schwab,24

Charter One,13

Chase,5,24

Checkfree Holdings,12

CIBC Wood Gundy Securities,1

Citigroup,5,12,22,24

CNB Bancshares (Evansville, Ind.),6

Credit Union Natl Assn,1

D

D&TC,6

DataCard,10

Deluxe,24

Deutsche Bank,24

E

Ernst & Young,1,13

F

Fannie Mae,8

Farmers and Merchants (Summerville, Ga.),7

Federal Legislative Associates,1

Financial Institutions Insurance Assn,9

Financial Modeling Concepts,8

Finger Lakes Financial,7

First Data,12

First Natl (New Hampton, Iowa),6

First Security Van Kasper,3

First Union,12

Fitch IBCA,8

Fleet,24

Ford,5

Freddie Mac,8

Friedman, Billings, Ramsey,7

G

General Motors,5

General Electric,5

Green Tree,6

GreenPoint,6

H

Harris,3

HF Financial,6

Howe Barnes Investments,6

HSBC Securities,1

Huntington,24

I

Indep Community Bankers Assn,6

Intralinks,13

Investment Company Institute,9

IVI Checkmate,10

J

J.P. Morgan,24

Jewelcor Management,7

K

Keefe, Bruyette & Woods,24

KeyCorp,3,12,24

L

Lehman Brothers,3

M

Manufactured Housing Institute,6

Mascoma Savings,6

MasterCard,1

MBNA,1

Mellon,5,12,24

Merchants and Southern (Gainesville, Fla.),6

Merrill Lynch,12,24

Metris,1

Microsoft,12

Morgan Keegan,10

Morgan Stanley,24

Mortgage Bankers Assn,8

N

Natl Assn of Securities Dealers,3

Natl Automated Clearing House Assn,13

Natl City,24

Nesbitt Burns,1

Nilson Report,10

North Fulton,7

P

Pacific Century,3

People's (Bridgeport, Conn.),7

PNC,3,12

Premier (Atlanta),7

Providian Financial,1

R

RBC Dominion Securities,1

Reziloan,6

Riverside Natl (Fort Pierce, Fla.),6

Royal Bank of Canada,1

Ryan Beck,24

S

ScotiaMcLeod,1

Securities Industry Assn,3

Soy Capital,6

T

Tera Group,12

Thomas Weisel Partners,3

Toronto-Dominion,1

Touch Tone Information,24

Transpoint,12

Treasury Strategies,1

U

Unionbancal,3

W

Wachovia,5,12

Wells Fargo,5,12

WKS,6

Wood Gundy,1

X

Xerox,12

Z

Zions,3,5 ===

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