+++

A

America Online,10

American Bankers Assn,1,3

American Express,12

American Intl Group,1

Astoria Financial,38

AT&T,15

B

Bank of Hemet (Calif.),9

Bank of New York,1

Bank of Tokyo-Mitsubishi,19

Bank One,1

BankAmerica,1

BankAtlantic,8

Bankers Roundtable,3

Barnes & Noble,5

Barrington Research,17

BCC Capital Partners,6

C

Capitol (East Lansing, Mich.),9

Cardholder Management Services,1

Charles Schwab,40

Charter One,38

Chase,1,6,19

Checkfree,15

Citibank,1

Citigroup,1

Citizens Financial (Providence, R.I.),6

Connecticut Bankers Assn,3

Credit Agricole,4

Credit Lyonnais,4

Credit Suisse,40

creditcards.com,10

D

Deluxe,14

Digital Courier Technologies,10

Doculabs,15

Donaldson Lufkin & Jenrette,6,33

E

E-Trade,40

Everen Securities,9

Excite,10

F

Fannie Mae,1

Ferris, Baker, Watts,40

Financial Service Analytics,33

First Albany,14

First Union,1,3

First USA,1

Fiserv,14

Fleet,3,33

Fox-Pitt, Kelton,38

Freddie Mac,1

G

GE Capital Mortgage,1

General Electric,1

GreenPoint,38

Griffin, Johnson, Dover & Stewart,1

H

H.F. Ahmanson,4

High Frequency Economics,33

I

Imperial (Los Angeles),19

Indep Insurance Agents of America,1

Intuit,1

J

Just in Time Solutions,15

K

Keefe, Bruyette & Woods,1,4,33

Knight-Trimark Group,14

L

Lehman Brothers,6,33

M

Martaus & Associates,10

MasterCard,1,12

MBNA,1

Mediobanca,6

Mellon,1

Mercantile (Baltimore),40

Merrill Lynch,33,40

Morgan Stanley,33

N

Natl City,1

Natl Westminster,6

NFO Worldwide,12

Nixon, Hargrave, Devans & Doyle,3

Norwest Mortgage,1

O

Olivetti,6

P

Pacific Community Banking Group,9

Park Strategies,3

PNC,1,4,40

Primark Decision Economics,33

PSI Global,12

R

Ryan, Beck,1

S

Securities Industry Assn,3

Spectrem Group,19

Standard & Poor's,18

Stanford University,6

Sutro,9

T

Telecom Italia,6

Transaction Systems Architects,10

Travelers,1

U

UCLA,6

Unionbancal,19

United Asset Mgmnt,17

V

Valley Bank (Moreno, Calif.),9

Visa,1,12

W

Wachovia,40

Washington Mutual,4

Wells Fargo,1,5,33

Williams & Jensen,,1

World Savings and Loan Assn (Oakland, Calif.),3

Y

Yankee Group,15

Z

Zions,6 ===

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