+++

A

A.G. Edwards, 1

American Bankers Assn, 2

American Civil Liberties Union, 2

American Express, 14

Ameritrade Holding, 14

Amsouth, 6

B

Banca Commerciale Italiana, 32

Banco Union, 32

BancWest (Honolulu), 6

Bank Analysis Center, 5

Bank One, 1

Bank of America, 1,4,5,25

Bank Securities Assn, 10

BankBoston, 5

Berkshire Hathaway, 25

Brenton Banks, 6

C

Cardinal Financial (Va.), 7

Chase, 1,3

Circuit City, 14

Citibank, 1

Citigroup, 1,5,32

Citizens Financial (Providence, R.I.), 5

Colonial (Montgomery, Ala.), 6

Comerica, 14

Commerce Kansas City), 6

Community West, 7

Credit Suisse, 1,5

D

Directo, 7

E

Electronic Data Systems, 15

Electronic Paycheck, 7

F

Faulkner & Gray, 14

Financial Services Council, 3,25

First Data, 14

First Manhattan Consulting, 10

First Union, 1,5,15,32

Fleet, 5,25

H

Hoefer & Arnett, 7

Hudson United (Mahwah, N.J.), 5

I

Intelidata, 14

Intrust Financial, 6

J

J.P. Morgan, 1

K

Keefe, Bruyette & Woods, 1

Kenneth Kehrer Associates, 10

KeyCorp, 5,14,32

L

Lehman Brothers, 1

Libertarian Party, 2

M

M One, 15

Maosco, 14

MasterCard, 1,14

Merrill Lynch, 5

Microsoft, 14

Mondex Intl, 1

Morgan Stanley Dean Witter, 3

Mycal, 14

Mycal Card, 1

N

Natl Assn of Realtors, 8

Natl City, 32

New York Bankers Assn, 1

Nordstrom, 14

P

Peoples (Bridgeport, Conn.), 5

Peoples (Portland, Maine), 5

Phoenix Intl, 15

PNC, 10

R

Rogers & Wells, 1

Ryan Beck, 1,5

S

Salomon Smith Barney, 15

Schulte, Roth & Zabell, 2

Scott & Stringfellow, 7

Six Rivers Natl, 30

Suffolk County Natl, 15

Sullivan & Cromwell, 1

Summit Bancorp (Princeton, N.J.), 5

Synovus Financial, 14

T

Transpoint, 14

U

U.S. Bancorp, 6,32

UniCredito Italiano's, 32

Union Planters, 5

V

Visa, 1

W

Washington Mutual, 10

Y

Yahoo!, 15 ===

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