+++

A

A.G. Edwards,1, 22

Aames Financial,1

Advest,1

American Bankers Assn,1,6

Amtrak,11

B

Bain,8

Bank Administration Institute,7

Bank Securities Assn,7

BB&T,7

Business Strategy Network,7

C

Capital One Financial,11

Capital Z Partners,1

Cardholder Management Services,11

Chase,1,4,13

Citigroup,4

Conseco,1

D

Dime,1

Donaldson, Lufkin & Jenrette,4

Dublin Funds Industry Assn,7

E

Entrust Technologies,12

Equifax Secure,12

F

Financial Institutions Insurance Assn,7

Fleet,5

Ford Motor,22

Forrester Research,12

Frequent Flier,11

G

G.C. Wright,7

General Motors,22

Gomez Advisors,12

GTE,12

H

High Frequency Economics,22

I

IBC,7

Indep Community Bankers of America,1,2,6

Institute for Intl Research,7

J

John Hancock Financial Services,22

K

Keefe, Bruyette & Woods,1

KeyCorp,1

L

LeClair Ryan,3

M

Maria Fiorini Ramirez,22

Market Facts,12

Mayer, Brown, & Platt,5

McKinsey & Co,3

Mellon,13

Merrill Lynch,4,8,24

Mortgage Bankers Assn of America,22

N

Natl Automated Clearing House Assn,13

Natl City,1

Natl Investment Company Service Assn,7

Natwest Group,5

NextLink Communications,4

S

Salomon Smith Barney,1,4

Securities Data,4

Standard & Poor's,1,22

T

Thawte Certification,12

Thomson,4

U

Unilever Pension Fund,24

V

Verisign,12

Visa,12

W

Wachovia,5

Wal-Mart Stores,22

Wells Fargo,9,12

Z

Zurich Financial Services,1 ===

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