+++

A

A.G. Edwards, 1

American Bankers Assn, 8,11

American Council of Life Insurance, 11

Amsouth, 1

B

Bank of America, 2

Bank One, 2

BankBoston, 1,24

Bear, Stearns, 24

Bernabei & Katz, 2

Bottomline Technologies, 13

Brown Brothers Harriman, 24

C

California Bankers Assn, 8

California Indep Bankers, 8

Capital One, 24

Chase, 2

Citigroup, 1,2

Comerica, 1

Compass (Birmingham, Ala.), 5

Consumer Bankers Assn, 6

Contifinancial, 24

Credit Suisse, 10

CyberCash, 24

D

Deutsche, 1,2

E

Edward Jones, 1

Everen Securities, 10

F

F5 Networks, 7

Fannie Mae, 22

Fifth Third, 24

First New England Financial, 8

First Union, 1

Firstar, 1

Fleet, 1

Freddie Mac, 22

G

GartnerGroup, 1,13

General Motors, 24

Gimme Credit Publications, 1

Goldman Sachs, 22

Grupo Financiero Banorte, 24

H

Herget Natl (Pekin, Ill.), 8

HSBC, 5

Huntington, 1,10

I

Indep Community Bankers of America, 8

Investment Company Institute, 11

J

J.P. Morgan, 2

K

Keefe Bruyette & Woods, 1,22

KeyCorp, 1

M

MBNA, 24

McGladrey & Pullen, 8

Mellon, 1,5

Merchants Natl (Carson, Calif.), 8

Metris, 24

Mortgage Bankers Assn, 9

N

Natl Assn of Home Builders, 9

Natl City, 1

NextCard, 24

Northern Trust, 13

P

PaineWebber, 24

PNC, 1,5

PricewaterhouseCoopers, 5

Providian, 24

R

Republic Security (West Palm Beach, Fla.), 8

Riggs, 22

Robert Morris Associates, 1

Roney & Co., 1

Ryan, Beck, 1

S

Sandler O'Neill, 22

Sanford Bernstein, 1

Spectrem Group, 11

Standard & Poor's, 1

State Street, 24

SunTrust, 1

T

Tillinghast-Towers Perrin, 6

W

Wachovia, 1

Warburg Dillon Read, 22

Wells Fargo, 1,6,24

Western League of Savings Institutions, 8

X

Xpede, 7 ===

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