A. Gary Shilling 33

ABN Amro 8

ANB (Muncie, Ind.) 17

American Bankers Association 4

Apollo Real Estate Advisors 38

BAIGlobal 1

Bank One 1,7

Bank of America 1,33

Bank of Tokyo- Mitsubishi 33

BankBoston 12

Bear Stearns 18,33

Bisys 1

C -E

Capital One 1

Cerulli Associates 1

Chase 1

Citigroup 1

Columbia Energy Group 4

Comerica 6

Countrywide Credit Industries 38

Credit Suisse 1

Crest Securities 17

Criimi Mae 38

Cybercash 12

D.A. Davidson 17

Daewoo Group 7

Dain Rauscher Wessels 6

Deutsche Bank 12

Digital Courier Technologies 12

Donaldson, Lufkin & Jenrette 12

Duerr Financial 38

F

Fair, Isaac 1

Family Savings Bank 6

First National Bank of Keystone (W.Va.) 2

First Security (Salt Lake City) 1

First Tennessee 33

First Union 38

Fleet 8

Forrester Research 12

Friedman Billings Ramsey 1,12,19

G - M

GartnerGroup 13

Global Concepts 13

Goldman, Sachs 1

Grand Premier (Wauconda, Ill.) 1

Heritage Financial (Clarksville, Tenn.) 17

Inficorp Holdings 1

J.P. Morgan 1

Keefe, Bruyette & Woods 1

Kenneth Kehrer Associates 1

Keystroke Financial 12

Kramer Levin Naftalis & Frankel 1

MBNA 1

Marshall & Ilsley 13

Maryland Bankers Association 4

Merrill Lynch 18

Metris 1

Microsoft 13

N - R

Natwest 8

Ocwen 19

Old Kent 1

Old National (Evansville, Ind.) 17

PaineWebber 14

Paribas 38

Peformance Research Associates 4

PriceWaterhouseCoopers 8

Prudential Securities 19

Ragen MacKenzie 17

Roney & Co. 17

S - T

Salomon Smith Barney 1

Select Equity Group 1

Spectrem Group 14

Standard Federal 8

SunTrust 8

Transaction Systems Architects 12

Transpoint 13

Trintech 12

U - V

U.S. Bancorp 1

Visa 1,12

W - Z

Warburg Dillon Read 1

Washington Mutual 12

West Coast Bancorp (Lake Oswego, Ore.) 17

Westdeutsche Landesbank 12

Women in Housing and Finance 4 ===

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