A

A.G. Edwards & Sons 21

ACI Worldwide 10

American Bankers Assn 1,2,14

American Express 11

B - C

Bank One 1,2,10,14

Bank of America 1,14

Bank of Montreal 22

Bank of New York 1,1,21

BankBoston 21,21

Barclays 8

Bay View (San Mateo, Calif.) 6

Brown Brothers Harriman 1,5

Centex 7

Cerulli Associates 8

Charles Schwab 8

Chase 1,1

Citigroup 1,1,10

City National (Los Angeles) 6

Countrywide Credit Industries 7

Cybercash 13,14

D

Dain Rauscher Wessels 6

Dalbar 8

Delta Funding (Woodbury, N.Y.) 7

Donaldson Lufkin & Jenrette 1

Dreifus Associates 12

E - F

E-Trade 8

edocs 11

Fidelity 8

Financial Institution Partners II 6

First Data Investor Services 8

First Republic (San Francisco) 6

Fitch IBCA 1

Fleet 21,21

G - H

GTE 12

GartnerGroup 11

Gemplus Group 12

Goldman Sachs 1,5,8

Greater Bay (Palo Alto, Calif.) 6

HNC Software 13

Hovde Capital 6

I - L

International Business Machines 10

Iowa Bankers Assn 2

J.P. Morgan 1

Janney Montgomery Scott 1

Just In Time Solutions 11

Keefe Bruyette & Woods 6

Keefe Managers 21

Kroll Associates 1

Legg Mason 1

Lehman Brothers 1

M

MasterCard 21

Mellon 21

Merrill Lynch 1

Mitchell Securities 1

Moody's 7

Morgan Stanley 1

N - Q

NYCE 14

NextCard 14

Nintendo 12

Northern Trust 8,21

PNC 21

Pacific Bank (San Francisco) 6

Pacific Crest Securities 4

PaineWebber 5

PricewaterhouseCoopers 6

R - S

Regional Financial Associates 1

Republic Bank of New York 1

Sanchez Computer Associates 10

Sanford C. Bernstein 7

Silicon Valley 6

Spectrum 11

Success (Lincolnshire, Ill.) 6

Sun Microsystems 10

Sunstone 8

Synergistics Research 14

T - U

Toronto-Dominion 8

Transaction Systems Architects 10

Trintech Group 14

U.S. Trust 1

V - Z

Vital Processing Services 14

Wachovia 14

Wells Fargo 1,4,11,21

WingspanBank.com 10

X.com 8

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