A

A.G. Edwards 4

American Financial Services Assn 1

Bank One 8,12

Bank of America 12

Bear, Stearns 1

C

Capstone Realty Advisors 7

Cerulli Associates 9

Charles Schwab 12

Chase 1,24

Citigroup 12

Compass Consulting Group 7

Credit Suisse 4,22

Cullen/Frost Bankers (San Antonio) 7

D

Daewoo Group 24

Dain Rauscher Wessels 1

Deutsche 1,22

F

Fidelity 9

Financial Services Roundtable 12

First American 1

First Tennessee 1

First Virginia Banks 7

Firstar 4,24

Fleet 7

Friedman, Billings, Ramsey 22

Frost National (Dallas) 7

General Motors 8

Global Straight Through Processing Assn 10

H

Hambrecht & Quist 1,24

Independent Bank 7

International Business Machines 10

Irwin Financial (Columbus, Ind.) 7

K

KeyCorp 22

M

Market Advisory Services 10

MasterCard 1

Merrill Lynch 12

N

Nasdaq 24

O

OSI 10

PNC 22

Pacific Crest Securities 1

PlanetRx.com 24

Provident Financial Group 7

R

Ragen MacKenzie 1,24

Richmond County 24

Robert W. Baird 22

Ryan, Beck 1,24

S

SMR Research 1

Secura Group 6

Skadden, Arps, Slate, Meagher & Flom 1

Society for Worldwide Interbank Financial Telecommunication 10

SouthTrust 1,24

Standard & Poor's 1,22,24

Staten Island 24

Sterling Financial 1

SunTrust 22,24

T

Teleglobe 12

Texas Capital Bancshares 12

Thomson Financial 10

Toronto-Dominion 9

U

U.S. Bancorp 1,22

Urban Land Institute 8

V

Visa 1,24

Wells Fargo 1,12,24 ===

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