+++

A - C

ABN Amro 3,13

Accubanc 10

Activcard 18

Alex Sheshunoff 7

America's Community Bankers 3

American Bankers Assn 1,3

American Express 1,28

Amresco 13

Australian Lend Lease 13

BB&T 1

Baltimore Employees'

Retirement System 8

Bank One 1,8,25

Bank of America 1

Brown Brothers Harriman 1

CIBC World Markets 5

CNB (Evansville, Ind.) 7

California Independent Bankers 8

Capital One 28

Celo Communications 18

Chase 1,25

Citigroup 25

Cohane Rafferty Securities 10

Comerica 28

Compass (Birmingham, Ala.) 7

Corillian 1

Countrywide 10

Credit Suisse 25

Cyber Dialogue 1

Cyber-COMM 18 D - O

Development Specialists 1

Donaldson, Lufkin & Jenrette 5

Edward Jones 1

Elliot Ames 10

Ernst & Young 14

Finance America 13

Financial Services Roundtable 3

First American (Nashville) 7

First Banks America (Clayton, Mo.) 8

First Tennessee 10

First Union 1,3,14

Firstar 1

Fiserv 14

Friedman, Billings, Ramsey 1

Goldman Sachs 1

Goodwin, Procter & Hoar 3

Government Finance Officers Assn 8

Huntington 1

Information Security Forum 18

J.P. Morgan 25,28

Jupiter Communications 19

Keefe, Bruyette & Woods 1,28

KeyCorp 1

League of Wisconsin 8

Lehman ALI 13

Magna Group 8

MasterCard 19

Mellon 8

Mercantile (Baltimore) 8

Merrill Lynch 5

Miller Nash Wiener & Carlsen 1

National Assn of Federal Credit Unions 3

National Bank of Commerce

(Starkville, Miss.) 3

National City (Cleveland) 10,13

National Community Reinvestment Coalition 1

Northern Trust 8

Old National (Evansville, Ind.) 7

P - Z

PNC 28

PaineWebber 5

Pitney Bowes 10

Premier (Atlanta) 7

Professional Bank Services 7

Pueblo 10

Putnam, Lovell, de Guardiola & Thornton 1,5

Robert Morris Associates 1

Ryan Beck 25

Sapient 1

Sheshunoff Information Services 7

Sife Trust Fund 28

SunTrust 1,28

Telebanc 1

Union Planters 8

Warburg Dillon Read 10

Washington Mutual 13

Wasserstein Perella 10

Wave Systems 18

Wells Fargo 1,28

Western (Newport Beach, Calif.) 7

Whitney 1 ===

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