A

ABN Amro 30,32

Agents of America 2

America's Community Bankers 2

American Bankers Assn 2,2

B

BancWest 7 Banco Bilbao Vizcaya 15

Bank One 1,6

Bayerische Hypo und Vereinsbank 32

C

CBS 25

Cash Station 18

Chaddsford Planning Associates 18

Chase 1

Citigroup 18

Concord EFS 18

D

Dain Rauscher Wessels 9

Deutsche Bank 32

Donaldson, Lufkin & Jenrette 1

E

Electronic Funds Transfer Assn. 18

Ernst & Young 7

F

Fannie Mae 10

First Union 14

FleetBoston 1,7

Food Marketing Institute 18

Forrester Research 1

Fox-Pitt, Kelton 30

Freddie Mac 10

Freedom Securities (Boston) 12

Goldman Sachs 25

Greater Bay Bancorp 9

Gtech 18

Guthrie County State Bank

(Panora, Iowa) 1

H

HNC Software 15

High Frequency Economics 25

I

Identrus 32

Independent Insurance

Intercept Group 14

Iowa Bankers Assn 1

J

Jackson National Life 12

K - L

Keefe Bruyette & Woods 6

M

Merrill Lynch 25,25

Morgan Stanley 2

N

National Retail Federation 25

Netzee 14

Onyx Technologies 15

P - Q

Pioneer Group 32

R

Royal Bank of Canada 15

S

Sanford C. Bernstein 1

Sutro & Co. 9

T

Tower Group 15

U - V

Unionbancal 12

W - Z

Wachovia 7

Wells Fargo 1,25

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