+++ A Alliance Capital Mgmt, 1 American Bankers Assn, 1,9,13 American Home Products, 1 Americredit, 24 AmSouth, 6 Associated Software Consultants, 18 Auto Finance Group, 24 B Banc One, 24 BankAmerica, 16 Bankcard Holders of America,, 16 Bank of Finland, 14 Bank of New York, 24 Barclays de Zoete Wedd, 4 Barnett, 9,13 Bayer, 1 C Cadix Internatl, 18 Capital Research & Mgmt, 12 Charter One, 12 Chase Manhattan, 18,19 Checkfree, 19 Chemical, 19,24 Citicorp, 1,16,19,24 Commercial (CA), 9 Consumer Bankers Assn, 9 Copenhagen Telephone, 14 Credti Acceptance, 24 Credit Suisse, 1 CS First Boston, 4 D Dai-Ichi Kangyo, 1 Danmont A/S, 14 Deutsche, 1 Diversicorp, 8 E Eagle Finance, 24 Eli Lilley & Co, 1 Express America Holdings, 1 F Farmers & Merchants (MO), 7 Fifth Third Bancorp, 24 Financial Institutions Insurance Assn, 13 Financial Services Council, 1 First Interstate, 24 First of America, 1 First of Michigan, 6 Franklin Resources, 12 Furash & Co, 19 G Glaxo, 1 Goldman Sachs, 1,4 H Hamilton, 24 Hancock, 6 Hawkeye, 19 Hoechst, 1 I Independent Bank, 6 Independent Bankers Assn, 1,3,7,13 ING Capital Holdings, 4 Intuit., 19 Investment Company Institute, 13 ISD/Shaw, 1,3 J J P Morgan, 1 K Karr & Babush, 10 Keefe Bruyette & Woods, 24 Kemper, 1 Key Federal Savings, 16 Keycorp, 9 L Lehman Brothers, 1 Lincoln National, 1 Loan Pricing Corp, 1 Locust Street Securities, 12 M Manhattan Mortgage, 10 MA Financial Services, 12 Marion Merrell Dow, 1 MasterCard, 14 Mellon, 9 Merck & Co, 1 Mercury Finance, 24 Midland, 1 Midlantic, 19 MS Bankers Assn, 6 Morgan Keegan, 6 Morgan Stanley, 1 MultiMedia Publishing, 14 N Natl Assn for Variable Annuities, 13 Natl Assn of Government Guaranteed Lenders, 9 Natl Automated Clearing House Assn, 19 Natl Federation of Independent Businesses, 9 Natl Foundation for Women Business Owners, 9 Natl Investment Company Service Assn, 13 Natwest, 1,14 New York Bancorp, 24 Norwest, 19 O Online Resources & Communications, 19 Oppenheimer Mgmt, 12 P PaineWebber, 1 PCS Health Systems, 1 Pfizer, 1 PNC, 10 Putnam, 12 Q Questar, 8 R Regional Acceptance, 24 Robert Morris Associates, 9 Ross & Yerger, 6 S S G Warburg, 1 Shazam, 19 Signet, 18 SmartPay, 19 Spectrem Group, 1 Stillwater National (OK), 9 Sun, 16 Swiss Bank, 1 T T Rowe Price, 1 Tampa Banking, 6 TFC Enterprises, 24 Thumb Natl, 6 Towers Perrin, 13 Trustmark, 6 U Union (Switzerland), 1 U S Bancorp, 16 V Veribanc, 9 Visa, 14 W Wachovia, 5,16 Wellcome, 1 Wheat First, 24 ===

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