+++ A ABN Amro, 7 Accubanc, 15 Affiliated Computer Services, 20 America's Community Bankers, 2 AT&T, 7 B Banc One, 14,20 BankAmerica, 6,7,20 BankAtlantic, 11 Bankers Trust, 6 Bears Stearns, 20 Broadway & Seymour, 20 Brown Brothers Harriman, 6 C California Credit Union League, 14 California Federal, 14 Carmody & Bloom, 18 Century Companies of America, 12 Charles Securities, 11 Chase Manhattan, 22,28 Chemical, 14,28 CIT Group,, 14 Citicorp, 28 Citizens (KS), 10 Citizens Equity Federal CU, 12 Commerce, 19 Consumer Bankers Assn, 1 Consumer Federation of America, 12 ContiMortgage, 14 Continental Grain, 14 CoreStates Financial, 22 Countrywide, 15 Credit Union Natl Assn, 13,14 CUMIS Group, 12 D Dai-Ichi Kangyo Bank, 14 Dean Witter, 14 Deloitte & Touche, 7 Deutsche, 7 Dove Associates, 18 Dreyfus, 26 E Ely & Associates, 4 End Users of Derivatives Assn, 28 ESN Risk Management, 14 F Federal Home Loan Mortgage, 15 Federal National Mortgage Assn, 15 First Albany, 6 First Capital (OK), 10 First Chicago, 18 First Data, 18,20 First Fidelity, 1,28 First Financial Mgmt, 18 First Nationwide, 15 First Union, 1,28 Fleming, 20 G Gibson Greetings, 28 GreenPoint Financial, 6 H Harbor Federal Savings, 26 Hogan Systems, 20 Huntington, 7,18 I Independent Bankers Assn of America, 1,4 Indiana Credit Union League, 14 InterContinental, 28 Internatl Swaps & Derivatives Assn, 28 Internet, 18 J J P Morgan, 22,28 Jack Henry, 20 Jones Day Reavis & Pogue, 26,28 K Kansas Bankers Assn, 4 Kensington Joint Action Council, 11 Keokuk County State (IA), 10 Keycorp, 14 L LaSalle National, 7 Lomas Financial, 15 M Marketing One, 1 MasterCard, 18,19 MBNA, 14 Meridian Capital, 14 Merrill Lynch, 28 Money Marketing Initiatives, 1 Montgomery Securities, 28 Mortgage Bankers Assn of America, 14 N NationsBank, 14,28 Norwest, 15 P Procter & Gamble, 28 R Republic, 28 Residential Services Corporation of America, 14,15 Resolution Funding, 4 Resolution Trust, 2 Rittenhouse Financial Services, 7 Ryan Beck, 11 S Salomon Brothers, 22,26 Sanford C Bernstein, 28 Sanwa, 7 Standard & Poor's, 15,28 Star Banc, 14 Synergistics Research, 18 T Teamsters union, 6 Total System Services, 26 U U S Central Credit Union, 13 United Guaranty Residential Insurance (NC), 7 United States Trust, 7 USF&G, 12 V Valley National, 19 Veribanc, 2 Visa, 18 W Wachovia, 7,18 ===

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