+++

A

Access Research,12

Advanta,1

American Skandia,13

America's Community Bankers,2,9

American Assn of Retired Persons,11

American National Standards Institute,15

Atlantic Bancorp,1

B

Banc One,18

BancBoston Mortgage,10

Bank South,18

BankAmerica,24

Bankers Trust,24

Bear Stearns,1

C

California Independent Bankers,1,7

Citicorp,16,18,22

Columbia Partners,12

Community Bankers Assn of Georgia,6

Credit Union National Assn,3

D

Donaldson Lufkin Jenrette,1

F

Federal Emergency Mgmnt Agency,9

First Chicago,22

First Empire State,1

First Federal (GA),4

First Interstate,1

First Union,3

G

Gemplus,14

Gerard Klauer Mattison,1,24

H

Hewlett-Packard,14

Household Senior Services,11

I

IMX LLC,11

Independent Bankers Assn of Texas,6

Informix,14

J

JC Bradford,4

JP Morgan,1,16

Jones Day Reavis Pogue,2

K

KPMG Peat Marwick,9,15

L

Laredo (Tex.) National,9

M

McGladrey & Pullen,8

Mellon,12

Mercantile,2

Meridian,12,18

Merrill Lynch,1

Mortgage Bankers Assn of Amer,10

N

NationsBank,1,12,16

Natl Assn of Federal Credit Unions,3

Natnl Flood Insurance Act,9

NBD,2

Norwest Mortgage,10

O

Oracle,18

P

Payment Systems,18

Philips,18

Portsmouth Bank Shares,1

Premier Solutions,16

Prudential Insurance Co of Amer,10

R

Ram Trust Services,1

Regions Financial,1,4

Republic National,12

Residential Svcs Corp of Amer,10

S

Sage Group,6

Salomon Brothers,1

Secura Group,5

Shareholder Services Group,16

SNL Securities,6

Standard & Poor's,24

U

US Order,18

V

Visa,18

W

Wells Fargo,1 ===

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