A Alliance Fund Distributors,18 Amer Council of Life Ins,13 America's Community Bankers,1,4 American Bankers Assn,1,4 American Express,16 B Bank Julius Baer,1 Bank of America,14 Bank Securities Assn,18 BankAmerica,1,20 Bankers Trust,1,28 Bay Gulf Fed Cred U,10 Bell & Howell Document,10 C Checkfree,20 Chemical,1 Chino Valley Bank of Ontario,13 Citizens Commercial (CA),13 Coldwell Banker,14 Collateral Mortgage,14 Colo. Cred Union League,10 Compagnie Financiere de CIC et de l'Union Europeene,1 Conference of State Bank Supervisors,4 Credit Suisse,28 Credit Union Natl Assn,10 D Daiwa,1 E Equitable Agribusiness,13 Equitable,13 Exchange Natl (KS),13 F Farmers (MO),13 Farmers State (CO),13 Fed Employees Cred U,10 Fidelity Investments,18 First Financial,12 Fiserv,20 Franklin Templeton,18 G GHR Systems,14 H HSBC Holdings,6 I IBCA,1,6 Independent Bankers Assn,4 Institute of Internatl Bankers,1 Intuit,20 Investment Technology Group,19 J J P Morgan,28 Jefferson Guarantee,20 John Hancock Mutual,13 K Katten Muchin & Zavis,12 Kidder Peabody,1 M Marine Midland,6 Matanuska Valley Fed Cred U,10 McGladrey & Pullen,10 Merchants (VT),20 Merrill Lynch,28 Metropolitan Life Ins,13 Microsoft,20 Motorola Empl Cred U-West,10 N National Credit Union Administration,11 National Westminister,6 NationsBank,4,20 New South Fed Savings,14 Norwest,28 P PHH US Mortgage,14 Pioneer Group,18 Private Sector ACH Exch,22 Prudential,14 Prudential Life Insurance,13 R Russell Reynolds Associates,12 S Salomon Brothers,1,28 SNL Securities,12 Society for Worldwide Interbank Telecommunication,20 Spectra Service,14 Spectrum Home Mortg,6 State Street,19 T Teachers Credit Union,10 Transaction Systems Architects,20 U United Northern Federal,6 V Vought Heritage Fed Cred U,10 W Wal-Mart,16 ===

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