+++

A

ABA Securities Association, 2

Accor, 11

Alltel Information Services, 12

America Online, 9

America's Community Bankers, 7

American Bankers Association, 3,12

American Deposit, 1

American Express, 10,11,13

B

Banco Cidade, 6

Bank Administration Institute, 12

Bank of Boston, 13

Bank of Maryland, 7

Bank United of Texas, 8

BankAmerica, 1,3,13

Bankers Trust, 20

BankSys Electronic Purse System, 10

Barnett, 13

Bear Stearns, 1

Bisys Group, 12

Brown Brothers Harriman, 1

C

California Bankers Association, 3

California Energy, 1

Cardholder Management Services, 11

Cardtech, 10

Chase Manhattan, 8,10,12,20

Checkfree, 12

Citicorp, 1,10,12

Conference Board, 9

D

Delta Airlines, 11

Digital Equipment, 12

Duff & Phelps, 6

E

Electronic Data Systems, 12

Eurocard, 10

Exxon Corp., 3

F

Federal Home Loan Mortgage Corp., 9

Fidelity Investments, 13

First Chicago NBD, 4

First Fidelity, 1

First Union, 1,20

Fiserv, 12

Fleet Financial, 1

Founders Asset Management, 13

G

Goldman, Sachs, 1

Grant Thornton, 2

Great Western Financial, 4

Greenlining Institute, 3

Groupe Bull, 10

H

Hemet Federal, 6

Hilton Hotels, 11

Hinsdale Bank and Trust, 7

Hudson United Bank, 7

I

Invesco, 13

K

Kenneth Kehrer Associates, 1

L

Lehman Brothers, 20

Linda's Flame Roasted Chicken, 8

M

M&I Data Services, 12

Marketing One, 13

MasterCard, 10

Merrill Lynch, 1

Midcoast Mortgage, 8

Mondex, 10

Morgan Stanley, 1,20

Mortgage Bankers Association, 9

Multi Commercial Bank, 6

N

National Community Reinvestment Coalition, 3

National Cooperative, 7

National Penn, 7

National Westminster, 10

NationsBank, 1

NBS Technologies, 10

NBW Consulting Group, 13

Norwest, 12

O

Oklahoma Mortgage Bankers Association, 9

Olivetti North America, 12

P

Palm Springs Savings Bank, 6

Payment Systems International, 11

PNC Mortgage, 8

Pullman Group, 7

R

Racom Systems, 10

Roney & Co., 4

S

Securities Data Co., 1

Securtech, 10

Sheshunoff Information Services, 6

Shorewood Associates, 8

Smith & Crowley Inc., 6

Southwest Bank of Texas, 7

Sovereign, 13

Standard & Poor's, 20

SteinRoe & Farnham, 13

Summit Savings (CA), 6

T

TA Associates, 8

Tracy Federal Bank (CA), 6

Troy & Nichols, 8

U

United Mizrahi Bank & Trust, 1,6

V

Verifone, 10

Visa, 10

W

Waterfield Mortgage, 8

Wells Fargo, 3,4,13

Winston & Strawn, 1 ===

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