+++

A

ABN Amro, 1,22

Accomando Consulting, 1

American Bankers Association, 4

American Savings, 9

Auriemma Consulting,, 1

B

Banc One, 6,10,22

Bank of Boston, 2,7,8

Bank of Montreal, 13

Bank of Salem, 8

Bankers Trust, 10

BankWorks Trading Inc., 14

Banque Nationale de Paris, 12

Berkshire County Savings, 8

Bisys Group, 11

Boatmen's Bancshares, 1,22

Brown Brothers, 1

Bull CP8, 12

C

Chicago Corp., 1

Community Central (Mich.), 22

D

Donaldson, Lufkin & Jenrette, 22

E

East Kentucky Holdings, 8

F

Federal National Mortgage Assn, 9

Federal Reserve Bank of San Francisco, 4

Federated Investors, 11

First Interstate, 8

First Union, 22

Fitch, 22

Fleet Financial, 8

Ford Motor Co., 22

France Telecom, 12

FULInc., 22

G

Gemplus, 12

Goldman, Sachs & Co., 7,22

Great Barrington Savings, 8

H

Hewlett-Packard, 12

Home Savings of America, 4

I

Independent Bankers Assn of America, 2,4

International Business Machines, 1

J

John Hancock, 22

L

Long Beach Mortgage, 9

M

MasterCard, 12

MBNA, 13

Mellon Bank, 22

Microsoft, 12

Morgan Stanley, 1,22

Mortgage Bankers Assn of America, 9

N

NationsBank, 1,2,22

Natl Assn of Mortgage Brokers, 9

Norwest Corp., 6

P

Pacific Crest Securities, 8

Paramount Pictures, 13

Pioneer Financial, 8

Q

Qualivest Capital Management, 11

R

Rodman & Renshaw, 9

S

Sakura Bank, 22

Salomon Brothers, 1

Schlumberger Electronic Transactions, 12

Sears Roebuck, 1

Securities Industry Assn, 2

SEI, 11

Sheshunoff Information Services, 8

Siemens, 12

Silver Freedman & Taff, 8

Societe Generale, 12

Strategic Marketing Services, 1

U

U.S. Bancorp, 6,11

United Western Financial, 9

Utah Federal Savings, 9

V

Visa, 12

W

Wachovia, 11

Washington Mutual, 9

Wells, Fargo, 8 ===

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