+++

A

Action Systems, 14

AFL-CIO Housing Investment Trust, 17

American Airlines, 10

American Bankers Assn, 1

Amerin Guaranty, 17

AMR Investments, 10

Amrop International, 6

Anderson & Associates, 1

Anthony Investments, 9

Asia Commercial, 8

B

Banc One, 1, 14

Bank Administration Institute, 14

Bank of Boston, 1

Bank of China, 8

Bank of New York, 1

Bank of Oklahoma, 10

BankAmerica, 1,14

Bankers Trust, 1

Barnett Banks, 14

Basic American, 10

Brown Brothers Harriman, 1

C

Chase Manhattan, 1

Checkfree, 14

Chevy Chase Savings (MD), 1

Citicorp, 1,8,14

Classic, 9

Comerica, 5

Commerce (Cherry Hill, NJ), 9

Commonwealth Mortgage Assurance, 17

Compass, 5

Consumers Union, 1

CoreStates, 1

CWM Mortgage Holdings, 17

D

Donaldson, Lufkin & Jenrette, 22

E

Edify Corp, 14

Endicott Financial Advisors, 9

F

Federal Home Loan Mortgage, 17

Federal National Mortgage Assn, 17,18

Fidelity, 11

Fifth Third, 1,8

Financial Institutions Consulting, 8

First American Financial, 17

First Chicago NBD, 1,8,10

First Empire State, 1

First Keystone Financial, 9

First Manhattan Consulting, 14

First of America, 7

First Security, 7

First Union, 1,14

First Western, 12

Flagstar, 9

Fleet Financial, 14

G

Gen Fin, 9

General Motors, 17

Genesis Financial Partners, 9

Giant Food, 1

H

Heine Securities, 14

Home Financial Network, 14

Hong Kong Chinese Bank, 1

Horizon (Texas), 5

HSBC Holdings, 1,1

Hughes, Hubbard & Reed, 1

I

Imperial, 7

Intel, 14

Interaxis, 14

International Business Machines, 14

Intrust, 10

J

JP Morgan, 1,10

K

Keefe Bruyette & Woods, 5,7,21

KeyCorp, 14

L

Legg Mason Wood Walker, 7

Legg, Mason, Wood, Walker, 12

Lehman Brothers, 7,22

Liberty State, 9

Lippo Group, 1

Lyon & Ross, 22

M

Marquette, 9

Marquette Trust (Minneapolis), 11

Mason-Dixon Bancshares, 9

MBNA, 12

McDonald, 7

McKinsey, 14

Meca Software, 14,22

Merrill Lynch, 21

Microsoft, 22

Morgan Stanley, 8

Mortgage Guaranty Insurance, 17

N

National Assn of Development Organizations, 17

National Assn of Housing Partnerships, 17

National Assn of Housing Redevelopment Organizations, 17

National Assn of Securities Dealers, 1

NationsBank, 1,14

O

ONG Commodities, 8

P

PMI Mortgage Insurance, 17

PNC, 21

Price Waterhouse, 14

Prudential Securities, 22

Putnam, 11

R

RK Hammer Investment Bankers, 12

RAM Research, 1

Roney, 5

Royal Bank of Canada, 14

S

Salem Five Cents Savings, 14

Sandler, O'Neill & Partners, 12

Sandy Spring National, 9

Sanford Bernstein, 22

Security First Network, 14

Security First Technologies, 14

Southtrust, 7

Standard Chartered, 1,8

Standard Federal, 17

Star (Cincinnati), 8

State Street Boston, 1

Suburban (Wood Dale, IL), 9

Summit, 7,14

Sun Microsystems, 14

Sybase, 14

Synergistics Research, 14

T

Tandon Capital Associates, 5

Treasury Management Assn, 10

Treasury Strategies, 10

U

UBS Securities, 21

V

Vertigo Development, 14

W

Wachovia, 1

Wells Fargo, 1,7 ===

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