+++

A

A.G. Edwards, 11

ABN Amro Chicago, 1

Accomando Consulting, 10

Accubanc Mortgage, 6

Advanta, 1,11,24

Allied Irish, 1

America's Community Bankers, 2

American Bankers Assn, 3

American Brokerage Consultants, 13

American Express, 10

American Institute of CPAs, 3

AT&T, 8

AT&T Family Federal Credit Union, 2

Auriemma Consulting Group, 10

B

Banc One, 1,10,11,24

Bank of Montreal, 21

Bank of New York, 10

Bank United, 6

BankAmerica, 1,5,22

Banking Industry Tech. Secretariat, 1

Brightware, 22

Brown Brothers, Harriman, 1

C

Capital One, 1,11,24

Carolina Savings, 14

Chase Manhattan, 1,22

Citicorp, 1,10

Coast Savings Financial, 24

Coldwell Banker, 7

Community First Bankshares, 14

Cooper & Carvin, 24

CoreStates, 1

Countrywide Credit Industries, 1,6

Credit Management Solutions, 22

Credit Union Natl Assn, 3

Crestar, 6

D

Dain Bosworth, 14

Dauphin Deposit, 1

E

Edward D. Jones, 24

Europay International, 8

F

Federal National Mortgage Assn, 2

Financial Federal, 1

Financial Institutions Consulting, 1

First Bank System, 14

First Call, 1

First Chicago, 5

First Manhattan Consulting Group, 1,11

First Maryland, 1

First Merchants Acceptance Corp., 22

First Union, 8,14

First USA, 1,10,11,24

Fitch, 21

FNB Financial Services (N.C.), 14

Forrester Research, 8

G

Gemplus, 8

Golden West Financial, 2,3

Goldman, Sachs, 21

Great Western, 24

Green Tree Financial, 1

H

H.F. Ahmanson, 3

Henry S. Miller Commercial, 7

Household International, 10

Howe Barnes Investments, 14

Huntington Bancshares, 1

Hypercom, 8

I

Integra Financial, 6

J

Jewel Food Stores, 5

John Hancock Funds, 24

K

Keefe, Bruyette & Woods, 10,11

L

Lazard Freres, 10

Liberty Bancorp, 11

Loewen Group, 21

M

Marketing One, 13

MasterCard International, 8

MasterCard, 8

MBNA, 1,10,11,24

Mercury Finance, 1

Merrill Lynch, 1,10,11

Money Store, 1,6

Mortgage Bankers Assn, 6

Mortgage Dynamics, 6

N

Natl Assn of Federal Credit Unions, 2

National City, 6

NationsBank, 8,14

New York Clearing House Assn, 1

North American Mortgage, 1

P

PaineWebber, 1,11

Piper Jaffray, 14

Planet Direct Inc., 8

Prudential Securities, 1

R

RAC Financial Group, 6

S

Sanford C. Bernstein, 1,10

Saxon, 6

Security First Network, 22

Service Corp. International, 21

Signet Mortgage, 6

Smith Barney, 1,21,24

SNL Securities, 6

Sovereign Bancorp, 13

St. Paul Bancorp, 5

Standard Federal, 7

Swiss Bank, 22

T

Ticor Land Title, 7

Tri River Capital, 1

U

UBS, 10

W

Wachovia, 14

Washington Mutual, 24

Wedbush Morgan, 24

Wells Fargo, 1,5

Western League of Savings Institutions, 2

Y

York Bank and Trust, 1 ===

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