+++

A - B

ABN Amro,5

Acacia Federal Savings,2

America's Community Bankers,2,7

American Bankers Assn,4

Andersen Consulting,13

Arthur Andersen,10

Austin Associates,18

BankAmerica,2,18,24

Barnett,1,6

Beal Bank,7

Beneficial,24

Brown & Platt,2

C - D

Cardholder Management,10

Carreker Group,13

Chevy Chase,10

Cohane Rafferty Securities,14

Comerica,1

Community Bankers Assn,7

Community State (WI),10

Consumer Bankers Assn,2

Contifinancial,24

Cornhusker Bank,12

Dean Witter Reynolds,6

Dime,6

Downey Financial,6

E - F

Equifax,10

Essex,8

Ferrell Capital Management,1

Fiduciary Communications Group,24

First Chicago NBD,1

First Data,11

First Empire State,10

First Union,1

First Virginia,4

Fleet Financial,1

G - I

Giant Food,10

Goldman Sachs,18

Great Western Financial,8

Gruntal,24

Hemlock Federal,24

Heritage Management,1

Hewitt Associates,6

Hibernia,24

Huntington,4

Independent Bankers Assn of America,10

Innovest Portfolio Solutions,1

Investment Company Institute,2

J - L

J P Morgan,1

Jayhawk Acceptance,1,24

Keefe Bruyette & Woods,24

KeyCorp,8

M

MBNA,24

Mentis,12

Mercantile,1

Mercury Finance,1,24

Moody's,1

Mortgage Bankers Assn,4,14

Mortgage Bankers Assn (NJ),14

Mortgage Bankers Assn (PA),14

Mortgage Council (NJ),14

N - R

NationsBank,18

NBW Consulting,12

New York Reinvestment Task Force,4

Noblett & Associates,11

Optima Group,1

Phillips Factors,6

Practicing Law Institute,18

Prophet Marketing and Research,8

Provident Bancorp,11

Prudential,8,24

RogersCasey,1

S - Z

S J Baxter & Associates,10,11

Securities Industry Assn,2

Southern National,6

State Street,1

Stockmens National,7

Thomson Financial Services,24

U S Bancorp,8

United Carolina,6

Wendover Funding,14 ===

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