+++

A

Aetna,8

American Bankers Assn,2

American Council of Life Insurance,2

American Home Funding,11

B

Banc One,17

Banco Santander,32

Bank Administration Institute,1

Bank of America,1

BankAmerica,1

Bankers Trust,32

Bay-Vanguard Federal Savings,9

Bellcore,14

Brown Brothers, Harriman,32

C

Certicom,1

Chase,25

Compass,6

Countrywide,11

Credit Suisse,32

Crestar,11

CS First Boston,25

D - F

Dain Bosworth,1

Dow Jones,17

Electronic Data Systems,17

Electronic Funds Transfer Assn,2

Entrust Technologies,1

Fidelity,8

First Albany,5

First Union,32

First USA Paymentech,17

Fiserv,17

Fried, Frank, Harris, Shriver & Jacobson,1

G - I

General Electric,11

GlobeSet,1

Goldman, Sachs,17

GTE,1

Hewlett-Packard,1

International Business Machines,1

Investment Company Institute,8

J - K

JJB Hillard, WL Lyons,25

Josephthal Lyon & Ross,32

Keefe, Bruyette & Woods,25

Killen & Associates,1

KPMG Peat Marwick,18

L - N

Lockport Savings,5

MasterCard,1

McGraw-Hill,25

Mellon,17

Microsoft,1

ML Bancorp,32

Mondex,1

Morgan Stanley Dean Witter,32

National Credit Union Administration,4

National Data,17

NBW Consulting Group,1

nCipher,1

Netscape,1

North Carolina Bankers Assn,11

O -Q

Onbancorp,25

Pointcast,18

R - S

Regional Financial Associates,1

Royal Bank of Canada,10

RSA Data Security,1

Salomon Brothers,10

Schlumberger Danyl,14

Skandinaviska Enskilda,31

Smart Card Forum,14

Sovereign,32

SRI Consulting,1

Standard & Poor's,32

Star,1

T - U

Tandem Computers,1

US Trust,8

V - Z

Valicert,18

Venture Architects,1

Verisign,1

Visa,1,14

Washington Mutual,1,17

Wells Fargo,1,18 ===

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