+++

A

ABN Amro Chicago, 1

American Express, 14

Auriemma Consulting, 1

B

Banc One, 28

Bear Stearns, 8

C

Castle Creek Capital, 26

Cato Institute, 2

Charles Schwab, 11

Contifinancial, 8

Crestar, 1

Crestar Financial, 13

D

Dillon Read, 1

E

Environics Communications, 13

Epstein Zaideman & Esrig, 19

F

Fannie Mae, 1

Fingerhut, 17

First American, 1

First Chicago NBD, 1

First Manhattan Consulting, 4

First Union, 1

First USA, 17

Fitch Investors Service, 12

Fleet, 1,13

Fox Pitt Kelton, 8

Freddie Mac, 1

G

Gartner Group, 13

Green Tree Financial, 8

Gruntal, 28

H - I

HF Ahmanson, 28

Intl Business Machines, 14

Interra Financial, 28

J

JC Bradford, 1

Jefferies & Co, 28

Jupiter Communications, 14

K

Keefe Bruyette, 1

Keefe Managers, 26

KeyCorp, 13

L

Laughlin Group, 10

M - O

Mellon, 1

Meridien Research, 13

Morgan Keegan, 1

Natl City, 1

NationsBank, 1,11,26

Natwest Securities, 1

P

Peoples Bank (CT), 17

Q

Quaker City Federal, 10

R

Republic Bank (IL), 19

Robert Morris Associates, 4

S

SJ Baxter, 17

Sanford C Bernstein, 17

Securities Data, 28

Smart Card Forum, 13

Smith Barney, 28

SunTrust, 1

T - U

TCF Financial, 26

The Money Store, 8

V - Z

Visa, 17

Western (CA), 26

Yoyodyne Entertainment, 14 ===

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