+++

A

Addison Whitney,1

America's Community Bankers,2,6,11

American Bankers Assn,2

American Institute of Certified Public Accountants,1

Arthur Andersen,24

Associates First Capital,12

Australian Mutual Provident Society,1

B

Bank Administration Institute,15

Bank of Bolivar,1

BankAmerica,23

BankBoston,4

C

Chase,10

Citicorp,4,23

Citizens Savings,2

City National (Taylor, TX),6

Cohane Rafferty,10

Commercial Federal,2

CoreStates Financial,23

CUC International,12

Cullen/Frost,5

D

Duff & Phelps,24

F

Federated Investors,9

First Chicago NBD,23

First Data,15

First Federal Savings & Loan,2

First of America,23

First Union,1, 4, 22

Firstfed,5

Fleet,4

Ford,12

Forrester Research,15

G

Gerard Klauer Mattison,23

Goldman Sachs,22,23

H

HomeSide,10

I

Indep Bankers Assn of America,3

K

Keystone Financial,5

KPMG Peat Marwick,24

M

Magic Valley,1

MasterCard,13

McGladrey & Pullen,1

Mellon,23

Mercury Finance,24

Microsoft,15

Morgan Stanley, Dean Witter, Discover,1

N

National Australia Bank,10

NationsBank,1,5,6

NBW Consulting Group,4

Neighborhood National,1

P

Park National,2

PHH Paymentech,13

Pocahontas Federal Savings,6

Principal Financial,5

R

Regions Financial,23

Roanoke Community Reinvestment Coalition,4

Royal Bank of Scotland,1

S

Sainsbury's,1

Sanford Bernstein,11

Scottish Widows,1

Securities Industry Assn,1

Signet,4

Source One,10

Standard & Poor's,23

Standard Chartered,5

State Street,9

Syringa,1

T

The Bank,1

Trustco,22

Tynan Marketing,1

U

Union Bank of Switzerland,23

V

Virgin,1

Visa,12

W

Washington Mutual,11

Wheat First Butcher Singer,22

Woronoco Savings,2

Y

Your Community Bank,1 ===

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