+++

A

ABN Amro 8

Aid Assn of Lutherans,17

American Bankers Association,4

Arkansas Systems,22

Aston Associates,1

B

Ballard,Spahr,Andrews&Ingersoll,,2

Banc One,34,36

BancFirst Ohio,15

Bank of New York,1,11

Bank of Tokyo-Mitsubishi,8

BankAmerica,8,11,27

BankBoston,8

Bankers Trust,7,11

Baptist Foundation of Texas,17

Brintech,26

BT Alex. Brown,1

Business Dynamics Consulting,1

C

California Federal,26

Canadian Imperial Bank of Commerce,34

Cape Cod Bank & Trust,36

Capital One,34

CBM Group,8

Chase,1,8,11,34,36

Citicorp,8,11,34

CompassBank,36

Crestar Financial,36

D

Day, Berry & Howard,17

Deutsche,8

Dove Associates,26

Duff & Phelps,,16

Durst Organization,1

E

Eckert, Seamans, Cherin & Mellot,4

Electronic Data Systems,27

Ernst & Young,4

F

Financial Institutions Consulting,7

Financial Services Council,4

First Chicago NBD,34

First National Bank of Omaha,27

First United (El Dorado, Ark.),22

Fiserv,26

Fitch,8

Fitch IBCA,16

Fleet,1, 34

Frederick Schneiders Research,23

G

GMAC Mortgage,,1

Goodwin, Procter & Hoar,,2

Green Point Savings,15

H

Hamilton, Carter, Smith,1

Hanover Capital Partners,23

HSBC Holdings,8

Huntington National,2

I

Imperial Bancorp,27

Independent Bankers Assn of America.,4

Industrial Bank of Japan,8

Insight Group,23

Institute of International Bankers,8

Interstate/Johnson Lane,36

Ironbound BankCorp,15

J

J.P. Morgan,1,8

K

Keefe, Bruyette & Woods,8,36

L

Lehman Brothers,16

Lipper Analytical Services,21

Lloyds,1

LPC/Gold Sheets,8

M

M-One,7

MBNA,34

Metropolitan Life Insurance,16,22

Milbank, Tweed, Hadley & McCloy,1

Moody's Investors Service.,16

Mortgage Bankers Association of America's,1,23

Mortgage Insurance Companies of America,23

N

National Association of Realtors,23

National Australia,8

National Consumer Law Center,4

New York University,11

Northern Trust,36

Northrim,15

Norwest,1

O

Online Resources and Communications,26

P

Pacific Century Financial,1

PhoneCharge,27

Presbyterian Church (USA) Foundation,17

Price Waterhouse,1

Promstroybank,11

R

Republic New York,11

Riggs National,21

Robert Morris & Associates,2

Rossiyskiy Kredit Bank,11

Ryan, Beck,34

S

S&T (Indiana, Pa.),15

Sandwich Bancorp,36

Sanford C. Bernstein,7

Secura/Burnett,1

Securities Data,8

Societe Generale,8

Standard & Poor's,11,34,36

Star Banc,36

Stephens,1

Sullivan & Worcester,11

Sumitomo,8

Summit,36

Summit (Fort Worth),15

SunTrust,36

T

Trenton Savings,15

U

US Audiotex,27

V

Visa,1,27

W

Wachovia,36 ===

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