+++
A
ABN Amro,28
Adirondack Trust,1
Americas Community Bankers,1
American Bankers Assn,1,4
American Intl Group,1
Amresco,12
Arnold & Porter,4
Associates First Capital,6
Astoria Financial,26
B
Banco Bilbao Vizcaya,12
Bank Analysis Center,1
Bank and Financial Analysts Assn,10
Bank of Montreal,16,26
Bank of New York,26
BankAmerica,26
BankAtlantic,5
BankBoston,28
Bankers Roundtable,26
Bankers Trust,1,12,18
Beebe Fund,5
Bisys,16
C
Canandaigua Natl,1
Cape Cod Bank and Trust,1
Chase,1,4,16
Citicorp,28
Comerica,10,28
CompassBank,1
Cooper Carvin & Rosenthal,4
Countrywide,4
Countrywide Credit Industries,6
D
Dain Rauscher,8
Donaldson Lufkin & Jenrette,1
E
Electronic Funds Transfer Assn,16
F
Fair Housing Council of Greater Washington,4
Fannie Mae,7
Financial Services Associates,10
First Union,18
Firstar,28
Firstfed America,1
Fujitsu ICL Systems,16
G
GBM Banco del Atlantico,12
Gemplus,15
General Electric,16
Goodwin Procter & Hoar,16
H
Hibernia,28
I
Independence Community,26
Independent Bank (MA),1
Intl Data,18
J
Jerome Svigals,15
Josephthal,1,28
K
Keefe Bruyette & Woods,1
KeyCorp,8
L
Long Island Savings,26
M
Maryland Federal,4
MasterCard,16
McDonald & Co,8
Mellon,10
Mercer Management Consulting,8
Merrill Lynch,1,10,16
Morgan Stanley Dean Witter Discover,1
Morgan Witter,11
N
Natl Commerce Bancorp,11
NationsBank,28
New York Bankers Assn,1
New York State Bankers Assn,1
North Fork,26,28
Norwest,4
P
Pathways Group,15
Q
Quantitative Risk Management Group,26
R
Raymond James & Associates,5
Richmond County Financial,26
Roslyn,26
S
Sandler O'Neil,26
Sandwich (MA) Bancorp,1
Sandy Spring Mortgage,4
Schaffer Investment Research,28
Securities Industry Assn,2
Shell,16
SMR Research,7
Southeast Research Partners,26
Staten Island Bancorp,26
Sun America,26
Sun Life of Canada,26
T
Tower Group,18
Travelers Group,1
V
Visa,16
W
Wayfarer,18
Wells Fargo,16
Wendover Financial Service Corp,7