+++ A Advest,20 Alex Brown & Sons,1,8 Alltel Information Services,1 America's Community Bankers,2,3 Argo Data Resource,1 AT&T,15 Australia New Zealand Bank,15 B Bank of America,11 Bank of Boston,20 Bank of North Georgia,9 Bank of San Francisco,12 Bank of Scotland,15 Bank of Tokyo,20 BankAmerica,20 Bankers Trust,8,18 Bauer Financial Reports,3 Bear Stearns,20 C Center for the Study of Responsive Law,3 Cerulli,1 Chicago Corp,12 Cirrus,1 CitFed,12 Citibank,1 Coastal Bank Savings Assn,20 Commonwealth (Australia),15 Compass,8 Consumer Federation of America,14 D Dauphin Deposit,11 E Emergent Business Capital,9 F Fair Isaac,9 First Chicago,9 First Empire State,14 First Interstate,1 Fox-Pitt Kelton,12 Fund American,11 G Goldman Sachs,20 Greenpoint,11 H Hancock Institutional Equity Service,20 Hawkeye,1 HSBC Holdings,15 Hubco,13 I IBM,1 Independent Bankers Assn of America,2 J J P Morgan,8 Johnson Internatl,3 K KeyCorp,11 L Lincoln Trust (CO),20 M M R Beal,8 Manufacturers Hanover Trust,18 MasterCard,15 Mellon,1,14 MFI Investments,13 Mid Am,13 Mitsubishi,20 Mondex,15 Morgan Stanley,1 N Natl Assn of Govt Guaranteed Lenders,9,10 Natl Australia,15 Natl Coalition of Consumer Education,14 Natl Westminster,15 NationsBank,1,11 Northern Trust,6 P Princeton Natl,12 PSB Holdings,12 R RAM Research,14 Republic New York,8 Resource,12 S Sanford C Bernstein,9 Seaboard Savings (FL),3 Standard Chartered,15 Strategic Insight,1 T T Stephen Johnson & Associates,12 Tandon Capital Associates,8 Tower Group,1 TRW,10 V Veribanc,20 Visa,14 W Westpac Banking,15 ===

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