Nevada's Comstock Bank quadrupled in size in the last five years, but that didn't stop it from consolidating five of its branches into one.

"Before, we had the accounting and marketing in one office, the commercial lending in another office, the executive headquarters in another office, and it was very difficult to communicate effectively," said Robert N. Barone, chief executive of the $120 million-asset Reno-based institution. "Whenever we held a meeting, three-quarters of the staff had to get in a car to get there."

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