A Thursday article,"SEC Review of SunTrust Sends Warning on Loan-Loss Reserves" (page 1), misstated Sanford C. Bernstein analyst Moshe Orenbuch's assessment of SunTrust's loan-loss reserve policies. Mr. Orenbuch said that SunTrust has consistently added to its loan-loss reserves in good economic times. Those reserves can be drawn down when losses materialize on loans on SunTrust's books today.

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