From 1989 to 1992, thrift industry consolidation involved the weeding out of weak or insolvent companies. This is going to change in the next couple of years.

Consolidation is likely to occur among the industry's best-capitalized institutions: the top 5% of stock thrifts. They have tangible capital ratios over 8.5% and very low levels of nonperforming assets.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.