A small Dallas-based company is challenging some of the biggest players in the credit bureau and counseling business in a lawsuit that alleges monopolistic and collusive practices are threatening the company's existence.

The lawsuit, filed last month by Masters of Money and Credit Corp., a six-year-old credit repair operation, names TRW Inc., Trans Union Corp., Equifax Inc., the National Foundation for Consumer Credit and its Dallas affiliate, and Texaco as defendants.

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