WASHINGTON - Bankers got what they asked for in a proposal issued by international regulators this week: the opportunity to tailor capital requirements to each bank's individual risk profile.

Now, Jonathan L. Fiechter of the Office of the Comptroller of the Currency and other U.S. regulators are asking if bankers are really sure that is what they want - and signaling that the regulators may have concerns about the complicated proposal and the effort that would be required to enforce it.

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